Bank · FDIC insured
Bank 21
A $202.1M bank headquartered in Carrollton, MO, with 5 branches in Missouri. Best rates: CDs 3.50% and savings 1.75% APY.
Bank 21 Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#26 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank 21
- Headquarters
- 1 W Washington St, Carrollton, MO 64633
- FDIC certificate
- 8560 ↗
Branches
5 branches in Missouri
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Missouri
5 branches
Carrollton area · 2
- Bank 21Main office1 W Washington St, Carrollton, MO 64633Directions
- North Mason Branch400 N Mason St, Carrollton, MO 64633Directions
Kansas City area · 1
- Bank 213301 Sw Highway Seven, Blue Springs, MO 64014Directions
Marshall area · 1
- 586 West Arrow Branch586 W Arrow St, Marshall, MO 65340Directions
Sedalia area · 1
- Sedalia Branch East1650 E Broadway Blvd, Sedalia, MO 65301Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.51% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.05% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.72% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $111 | $81 | — |
- CapitalLeverage ratio11.51%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.05%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.72%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$111Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank 21 are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.