Credit union · NCUA insured
Holy Rosary Credit Union
A $46.9M credit union headquartered in Kansas City, MO, with 6,979 members and 3 branches in Missouri. Best rates: CDs 3.55% and savings 1.50% APY.
Holy Rosary Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#23 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Holy Rosary Credit Union
Founded in 1943, Holy Rosary Credit Union operates four locations across the Kansas City metro area and St. Joseph, Missouri.
- Headquarters
- 533 Campbell St, Kansas City, MO 64106-1274
- NCUA charter
- 64690
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Individuals can become eligible for membership by joining or supporting the Magis Foundation (with a $5 donation) / Cooperative Lending Alternative Program.
Employers and groups
- Members of a Catholic Parish in the Diocese of Kansas City-St. Joseph are eligible for membership.
- Individuals involved with listed affiliated partner organizations and community groups are eligible for membership.
Cost to join
- A $5 one-time membership fee is required to open an account.
- A minimum savings deposit of $5.00 is required and must remain on deposit until membership is closed.
Branches
3 branches in Missouri
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Missouri
3 branches
Kansas City area · 2
- Hawthorne Branch16995 E Dover Ln, Independence, MO 64056Directions
- Main Office533 Campbell St, Kansas City, MO 64106Directions
St. Joseph area · 1
- St. Joseph Branch1002 N 4th ST, St. Joseph, MO 64501Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.77% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.01% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.14% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $92 | $59 | — |
- CapitalNet worth ratio11.77%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.01%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.14%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$92Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Holy Rosary Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.