Bank · FDIC insured
Security Bank of Kansas City CD Rates
Security Bank of Kansas City’s best CD rate is 4.06% APY on a 13-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Security Bank of Kansas City’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Security Bank of Kansas City has the most branches. $10,000, best rate first.
This bank’s best
Security Bank of Kansas City
3.60%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $545
Certificates of Deposit - Fixed Rate
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Security Bank of Kansas City CD score
74
CD score
Higher than 36% of U.S. banks and credit unions
- 3–8 months3–8 mo3.03%
- 9–15 months9–15 mo3.03%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo3.03%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Security Bank of Kansas City ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit - Fixed Rate
Up to 4.06%APY · 10 terms
Interest compounded and credited quarterly. $500.00 minimum to open unless otherwise noted. Penalty for early withdrawal may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.20% | $5 |
| 5 months5 Month Special requires $25,000.00 minimum to open | 3.80% | $157 |
| 6 months | 3.03% | $150 |
| 12 months | 3.03% | $303 |
| 13 months13 Month Special requires $25,000.00 minimum to open | 4.06% | $441 |
| 18 months | 3.60% | $545 |
| 24 months | 3.60% | $733 |
| 36 months | 3.03% | $937 |
| 48 months | 3.03% | $1,268 |
| 60 months | 3.03% | $1,610 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Certificates of Deposit - Fixed Rate
Up to 3.60%APY · 6 terms
Interest compounded and credited quarterly. $500.00 minimum to open. Available for Roth and Traditional IRAs. Penalty for early withdrawal may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.03% | $303 |
| 18 months | 3.60% | $545 |
| 24 months | 3.60% | $733 |
| 36 months | 3.03% | $937 |
| 48 months | 3.03% | $1,268 |
| 60 months | 3.03% | $1,610 |
Sources (2)
All captured Oct 5, 2026
IRA Certificates of Deposit - Variable Rate
3.60%APY · 1 term
Variable rate; interest compounded and credited quarterly. $100.00 minimum to open. Allows eligible contributions anytime during the length of the term. Rate may change after account opening. Penalty for early withdrawal may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsRate is variable and may change after account opening | 3.60% | $545 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.