Compare Bank & Credit Union Rates
Best CD rates in Enfield, CT
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Capitol Planning Region, CT · Showing Capitol Planning Region, CT: too few institutions in Enfield, CT
- 3.56%APY$176 over 6 months on $10,000
Requirements
Product: $1,000 minimum opening deposit. Dividends are compounded and credited monthly. Early withdrawal penalty fees may reduce earnings. Certificates up to $50,000 can be opened online; greater than $50,000 must visit a branch. Automatically renews at current rate with a 7-day grace period.
Effective Oct 1, 2026
Rate checked
More details - 3.56%APY$356 over 1 year on $10,000
Requirements
Product: No monthly fees or service charges. Membership eligibility required. Penalty may be imposed for early withdrawals.
3.50% interest rate · Effective Apr 3, 2026
Rate checked
More details - Windsor Federal BankConsumer Certificates of Deposit (CDs)CD · 11 months · $1,000 min
Bank · 8 branches
3.55%APY$325 over 11 months on $10,000Requirements
Product: Must be opened with a minimum deposit of $1,000.00. Early withdrawal penalty applies (90 days interest for terms < 12 months, 180 days interest for 18 to < 36 months, 360 days interest for >= 36 months). If balance drops below minimum balance requirement during term, interest rate and APY is reduced to posted Statement Savings rate and APY. Monthly service fees: n/a.
Offer: Special
3.49% interest rate · Effective Oct 22, 2026
Rate checked
More details - 3.50%APY$439 over 15 months on $10,000with conditions
Requirements
Product: Not available for Retirement Funds. Fees may reduce earnings. Minimum balance is $0.01 to earn interest. At maturity, will be automatically renewed into a 1 Year CD. Penalty may be imposed for early withdrawal of principal. All quoted rates are subject to change without notice. Consumer customers must have a Dime Bank consumer checking account. Commercial customers must have a Dime Bank business checking account. Maximum deposit is $250,000.00. During the initial term, you may make the following transactions on your account before maturity: Two (2) deposits not to exceed a total deposit balance of $250,000.00 and/or Two (2) penalty free withdrawals of principal, one of which may be used to bring the account balance to zero and close the account. In the event you make a withdrawal from your account, the withdrawal cannot be made until the seventh day after any deposit or partial withdrawal.
Offer: Not available for Retirement Funds. Maximum deposit is $250,000.00. During initial term, allowed two deposits (up to $250,000 max total balance) and/or two penalty-free principal withdrawals (subject to 7-day waiting period after any deposit or partial withdrawal). Renewed into a 1 Year CD at maturity. Consumer customers must have a Dime Bank consumer checking account. Commercial customers must have a Dime Bank business checking account.
Qualified rate · 3.44% interest rate · Balance cap $250,000 · Effective Oct 19, 2026
Rate checked
More details - 3.50%APY$1,087 over 36 months on $10,000
Requirements
Product: Minimum to earn disclosed APY is $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice.
Offer: Minimum to earn disclosed APY is $500. Early withdrawal penalties may apply.
3.44% interest rate
Rate checked
More details - Franklin Trust Federal Credit UnionRegular CertificatesCD · 24 months · $1,000 min
Credit union · 1 branch
3.35%APY$681 over 24 months on $10,000Requirements
Product: Minimum balance on all share certificates: $1,000. Interest paid monthly. Substantial penalty for early withdrawal. 0.25% bonus on $50,000–$99,999.99; 0.50% bonus on $100,000 and over.
Offer: 0.25% bonus on $50,000–$99,999.99; 0.50% bonus on $100,000 and over.
3.30% interest rate
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000with conditions
Requirements
Product: Rates current as of 9/18/2026. Must be OWNER on a Beacon Bank checking account. Balance cannot exceed $1,000,000. APY is variable and subject to change. Early withdrawal penalty may apply.
Offer: Promotional rate valid for 6-month term. Must be an OWNER on a Beacon Bank checking account. Cannot make additional deposits before maturity.
Qualified rate · Balance cap $1,000,000 · Effective Sep 18, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.30%APY$1,763 over 60 months on $10,000
Requirements
Product: A $2,500 minimum deposit is required to earn stated dividend rates and yields. Penalty for early withdrawal varies according to maturity. Dividends are compounded and paid monthly.
3.25% interest rate
Rate checked
More details - 3.25%APY$188 over 7 months on $10,000
Requirements
Product: Minimum opening deposit of $1,000. Maximum deposit of $750,000. No monthly fees. Allows unlimited partial withdrawals with no penalty fee after 7 days of opening and funding the account; substantial penalty for early withdrawal within first 7 days. After initial funding deposit, additional deposits are not allowed even during 10-day grace period. Automatically renews into a 7 Month Flex CD at current rate.
Offer: Fixed rate for full 7-month term. Penalty-free unlimited withdrawals after first 7 days. Minimum opening deposit $1,000 required to earn APY. Maximum deposit $750,000.
3.20% interest rate · Balance cap $750,000 · Effective May 14, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 2.50%APY$83 over 4 months on $10,000
Requirements
Product: $1,000 minimum to open. You can withdraw the full balance and accrued interest without penalty beginning 7 calendar days after funding. Partial withdrawals not permitted. Daily balances below $1,000 do not earn APY. Interest compounded daily and credited monthly.
Offer: Full balance and accrued interest can be withdrawn without penalty beginning 7 calendar days after funding. No partial withdrawals. Daily balances below $1,000 do not earn APY.
2.48% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 2.50%APY$250 over 1 year on $10,000
Requirements
Product: Open a 12-month Save to Win share certificate with at least $25. Keep making deposits during the 12 months with monthly deposit additions in increments of $25. Prizes are awarded each month and quarter.
Offer: Keep making deposits into your share certificate during the 12 months in increments of $25.
2.48% interest rate
Rate checked
More details - CT Labor Department Federal Credit UnionTerm Share CertificatesCD · 6 months · $500 min
Credit union · 1 branch
2.00%APY$100 over 6 months on $10,000Requirements
Product: Dividends on Share Accounts are posted quarterly. Rates are subject to change by Board of Directors without prior notice.
2.00% interest rate
Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: A $25 minimum balance is required to earn dividends. Share Certificate APY assumes dividends are retained in the certificate. A certificate dividend penalty will be imposed for early withdrawal and will affect APY; fees may reduce earnings. Rates are fixed for the term of the share certificate.
Offer: A $25 minimum balance is required to earn dividends.
1.98% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Capitol Planning Region, CT
393 CDs at 41 banks and credit unions · checked Oct 16–22
- Typical
- 2.02%
- Top 10% from
- 4.00%
- Banks, typical
- 1.00%
- Credit unions, typical
- 3.00%
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Hartford, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- COMTRUST Federal Credit UnionCredit union · 1 branch
- Riverbank Federal Credit UnionCredit union · 1 branch
- Connecticut State Police Credit UnionCredit union · 1 branch