Compare Bank & Credit Union Rates
Best CD rates in Hartford, CT
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Hartford, CT
- 4.28%APY$2,332 over 60 months on $10,000
Requirements
Product: Minimum Balance for all share certificates is $1,000 and is required to earn the stated APY. Dividends compounded monthly. Penalty will be imposed for early withdrawal.
4.20% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - America's First Network Credit UnionShare CertificatesCD · 15 months · $500 min
Credit union · 1 branch
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Offer: Limited time certificate special
Promotional rate · 4.18% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.18%APY$1,307 over 36 months on $10,000
Requirements
Product: Member must maintain $5 par value. Early withdrawal penalties apply: 90 days on terms of 12 months or less; 180 days on terms greater than 12 months.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.15%APY$275 over 8 months on $10,000
Requirements
Product: Minimum balance to open and earn APY is $500. Penalty may be imposed for early withdrawal. Seven-day grace period for withdrawals when account reaches maturity, otherwise automatic renewal will occur.
4.07% interest rate · Effective Oct 3, 2026
Rate checked
More details - Metropolitan District Employees Credit UnionShare CertificateCD · 3 months · $1,000 min
Credit union · 1 branch
4.00%APY$99 over 3 months on $10,000Requirements
Product: The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For accounts subject to dividend compounding, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. There will be a 10 day period to add or withdrawal from the certificate without penalty. Early withdrawal penalty is half the term of interest.
4.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - CT Firefighters Federal Credit UnionShare CertificateCD · 18 months · $5,000 min
Credit union · 1 branch
3.82%APY$578 over 18 months on $10,000intro rateRequirements
Offer: For a limited time only. New money only.
Promotional rate · 3.75% interest rate · Balance cap $100,000
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Minimum deposit is $500. Automatically renewed. Dividends compounded daily. Early withdrawal penalties apply: maturity of one year or less is 31 days dividend; maturity of more than one year is 91 days dividend.
Offer: Dividends compounded daily.
3.68% interest rate · Compounded daily · Effective Oct 7, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$312 over 10 months on $10,000
Requirements
Offer: Promotional rate. Account must be opened in one of our banking centers and is available to consumer customers only. Fixed rate. Penalty for early withdrawal may apply.
3.68% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
Rate checked
More details - Franklin Trust Federal Credit UnionRegular CertificatesCD · 24 months · $1,000 min
Credit union · 1 branch
3.35%APY$681 over 24 months on $10,000Requirements
Product: Minimum balance on all share certificates: $1,000. Interest paid monthly. Substantial penalty for early withdrawal. 0.25% bonus on $50,000–$99,999.99; 0.50% bonus on $100,000 and over.
Offer: 0.25% bonus on $50,000–$99,999.99; 0.50% bonus on $100,000 and over.
3.30% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.30%APY$1,763 over 60 months on $10,000
Requirements
Product: A $2,500 minimum deposit is required to earn stated dividend rates and yields. Penalty for early withdrawal varies according to maturity. Dividends are compounded and paid monthly.
3.25% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Hartford, CT
186 CDs at 15 banks and credit unions · checked Oct 15–22
- Typical
- 1.70%
- Top 10% from
- 3.99%
- Banks, typical
- 0.13%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Hartford, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- COMTRUST Federal Credit UnionCredit union · 1 branch
- Riverbank Federal Credit UnionCredit union · 1 branch
- Connecticut State Police Credit UnionCredit union · 1 branch