Compare Bank & Credit Union Rates
Best CD rates in Danbury, CT
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Danbury, CT
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.07%APY$442 over 13 months on $10,000intro rate
Requirements
Product: Promotional CD special rates. $1,000 min opening deposit. Max deposit $750,000 branch / $100,000 online. No monthly service charge. Early withdrawal penalty applies.
Offer: 13-Month Promo. Renewal term is 12 months. Minimum balance to earn APY is $0.01.
Promotional rate · 4.00% interest rate
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000
Requirements
Product: Certificate of Deposit Specials (No Bonus Rate). Minimum of $500 is required to open a Certificate of Deposit and earn the advertised Annual Percentage yield. The Interest Rate and APY are fixed for the term of the account. The APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Substantial penalty for early withdrawal. Transaction limitations apply.
Offer: Fixed until maturity. Substantial penalty for early withdrawal.
3.87% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.00%APY$606 over 18 months on $10,000
Requirements
Product: Minimum of $500 is required to open a Certificate of Deposit and earn the advertised Annual Percentage yield. The Interest Rate and APY are fixed for the term of the account. The APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Substantial penalty for early withdrawal. Transaction limitations apply.
Offer: Fixed until maturity. Substantial penalty for early withdrawal.
3.87% interest rate · Effective Oct 3, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$568 over 18 months on $10,000
Requirements
Product: All types of CDs require a minimum deposit of $500 to be opened and to earn the advertised APY.
3.68% interest rate · Effective May 19, 2026
Rate checked
More details - 3.50%APY$232 over 8 months on $10,000with conditions
Requirements
Product: Membership required (minimum $5 deposit). APY requires member to have or open an Elevated Checking Account. Without it, APY is 3.40%. New or existing funds accepted. Offer may be withdrawn without notice. Early withdrawal penalty applies per standard terms.
Offer: Requires having or opening an Elevated Checking Account. Without an Elevated Checking Account APY will be 3.40%. Early withdrawal penalty of 90 days of dividends for terms less than 12 months. New or existing funds accepted. MSCU membership required with minimum $5 deposit into Membership Account.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$188 over 7 months on $10,000
Requirements
Product: Minimum opening deposit of $1,000. Maximum deposit of $750,000. No monthly fees. Allows unlimited partial withdrawals with no penalty fee after 7 days of opening and funding the account; substantial penalty for early withdrawal within first 7 days. After initial funding deposit, additional deposits are not allowed even during 10-day grace period. Automatically renews into a 7 Month Flex CD at current rate.
Offer: Fixed rate for full 7-month term. Penalty-free unlimited withdrawals after first 7 days. Minimum opening deposit $1,000 required to earn APY. Maximum deposit $750,000.
3.20% interest rate · Balance cap $750,000 · Effective May 14, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 2 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Fairfield County BankCertificates of DepositCD · 6 months · $2,500 min · 1.00%–1.76% by balance
Bank · 2 branches
1.00%APY$50 over 6 months on $10,000Requirements
Product: Tiered rates of interest guaranteed until account maturity. Automatically renewable. Early withdrawal penalties apply.
Offer: 182 Day / 6 Month. Interest compounded monthly and credited monthly. Tiered rate applies throughout the term based on balance at account opening or renewal date.
1.00% interest rate · Compounded monthly · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - 0.90%APY$90 over 1 year on $10,000
Requirements
Product: Membership required (minimum $5 deposit). Early withdrawal penalty: 90 days of dividends if term < 12 months; 180 days if term >= 12 months.
0.90% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.60%APY$304 over 60 months on $10,000
Requirements
Product: $1,000 minimum opening balance. Maximum deposit of $750,000 for CDs opened in-branch and $100,000 for CDs opened online. No monthly service charge. Early withdrawals subject to penalty. Interest compounded and credited monthly.
Offer: 60 Month CD. Minimum balance to earn APY is $0.01.
0.60% interest rate · Effective Sep 18, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Danbury, CT
157 CDs at 9 banks and credit unions · checked Oct 4–22
- Typical
- 0.60%
- Top 10% from
- 3.75%
- Banks, typical
- 0.60%
- Credit unions, typical
- 0.75%
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Find your bank or credit union to see all its rates and how they compare near you.
Bridgeport, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MSCUCredit union · 6 branches
- Affinity Federal Credit UnionCredit union · 1 branch
- Albright Credit UnionCredit union · 2 branches