Bank · FDIC insured
Beacon Bank CD Rates
Beacon Bank’s best CD rate is 3.30% APY on a 6-month CD, with extra requirements. Terms run from 6 months to 2 years. Rates checked October 17, 2026.
How Beacon Bank’s CD rates compare
Compared with banks and credit unions in Massachusetts, where Beacon Bank has the most branches. $10,000, best rate first.
This bank’s best
Beacon Bank
3.30%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $164
Beacon One Certificate of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,494
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Beacon One Certificate of Deposit
3.30%APY · 2 terms
Rates current as of 9/18/2026. Must be OWNER on a Beacon Bank checking account. Balance cannot exceed $1,000,000. APY is variable and subject to change. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPromotional rate valid for 6-month term. Must be an OWNER on a Beacon Bank checking account. Cannot make additional deposits before maturity | 3.30% | $164 |
| 24 monthsPromotional rate valid for 24-month term. Must be an OWNER on a Beacon Bank checking account. Cannot make additional deposits before maturity | 3.30% | $671 |
Sources (1)
- beaconbank.com/personal/beacon…/certificates-of-deposit · captured Sep 24, 2026
Opening an account
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