Bank · FDIC insured
Thomaston Savings Bank CD Rates
Thomaston Savings Bank’s best CD rate is 2.50% APY on a 4-month CD. Rates checked October 4, 2026.
How Thomaston Savings Bank’s CD rates compare
Compared with banks and credit unions in Connecticut, where Thomaston Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Thomaston Savings Bank
2.50%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $83
Certificate of Deposit - Flex
Top rate
Skyline Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $289
2nd-highest rate
Connecticut State Police Credit Union
4.86%APY
- Term
- 120 months
- Minimum
- $500
- Earns on $10,000
- $6,065
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit - Flex
2.50%APY · 1 term
$1,000 minimum to open. You can withdraw the full balance and accrued interest without penalty beginning 7 calendar days after funding. Partial withdrawals not permitted. Daily balances below $1,000 do not earn APY. Interest compounded daily and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 monthsFull balance and accrued interest can be withdrawn without penalty beginning 7 calendar days after funding. No partial withdrawals. Daily balances below $1,000 do not earn APY | 2.50% | $83 |
Sources (2)
- thomastonsavingsbank.com/personal/explore/deposit-rates
- thomastonsavingsbank.com/resources/explore/rates
All captured Oct 4, 2026
Special-purpose accounts
Certificate of Deposit - Fixed Rate
Up to 3.75%APY · 18 terms
$1,000 minimum to open. Interest compounded daily and credited monthly. Penalty may be imposed for early withdrawal of principal prior to maturity. Daily balances below $1,000 do not earn APY. Also available for IRAs.
| Term | APY · $1,000 – $250,000 | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 2.00% | 2.00% | 2.00%2.00% from $250k | $50 |
| 5 months | 2.75% | 2.75% | 2.75%2.75% from $250k | $114 |
| 6 months | 3.50% | 3.50% | 3.50%3.50% from $250k | $173 |
| 7 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $6 |
| 8 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $7 |
| 9 months | 3.75% | 3.75% | 3.75%3.75% from $250k | $280 |
| 10 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $8 |
| 11 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $9 |
| 12 months | 2.95% | 2.95% | 2.95%2.95% from $250k | $295 |
| 13 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $11 |
| 15 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $13 |
| 16 months | 3.60% | 3.60% | 3.60%3.60% from $250k | $483 |
| 18 months | 3.30% | 3.30% | 3.30%3.30% from $250k | $499 |
| 24 months | 3.35% | 3.35% | 3.35%3.35% from $250k | $681 |
| 30 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $25 |
| 36 months | 3.40% | 3.40% | 3.40%3.40% from $250k | $1,055 |
| 48 months | 3.45% | 3.45% | 3.45%3.45% from $250k | $1,453 |
| 60 months | 3.50% | 3.50% | 3.50%3.50% from $250k | $1,877 |
Sources (2)
- thomastonsavingsbank.com/personal/explore/deposit-rates
- thomastonsavingsbank.com/resources/explore/rates
All captured Oct 4, 2026
Individual Retirement Account (IRA) Fixed Rate Certificate of Deposit
Up to 3.75%APY · 18 terms
Individual Retirement Account (IRA) Fixed Rate Certificate of Deposit. $1,000 minimum to open. Interest compounded daily and credited monthly. Penalty may be imposed for early withdrawal of principal prior to maturity. Daily balances below $1,000 do not earn APY.
| Term | APY · $1,000 – $250,000 | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 2.00% | 2.00% | 2.00%2.00% from $250k | $50 |
| 5 months | 2.75% | 2.75% | 2.75%2.75% from $250k | $114 |
| 6 months | 3.50% | 3.50% | 3.50%3.50% from $250k | $173 |
| 7 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $6 |
| 8 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $7 |
| 9 months | 3.75% | 3.75% | 3.75%3.75% from $250k | $280 |
| 10 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $8 |
| 11 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $9 |
| 12 months | 2.95% | 2.95% | 2.95%2.95% from $250k | $295 |
| 13 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $11 |
| 15 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $13 |
| 16 months | 3.60% | 3.60% | 3.60%3.60% from $250k | $483 |
| 18 months | 3.30% | 3.30% | 3.30%3.30% from $250k | $499 |
| 24 months | 3.35% | 3.35% | 3.35%3.35% from $250k | $681 |
| 30 months | 0.10% | 0.10% | 0.10%0.10% from $250k | $25 |
| 36 months | 3.40% | 3.40% | 3.40%3.40% from $250k | $1,055 |
| 48 months | 3.45% | 3.45% | 3.45%3.45% from $250k | $1,453 |
| 60 months | 3.50% | 3.50% | 3.50%3.50% from $250k | $1,877 |
Sources (2)
- thomastonsavingsbank.com/personal/explore/deposit-rates
- thomastonsavingsbank.com/resources/explore/rates
All captured Oct 4, 2026
Certificate of Deposit - Variable Rate
3.66%APY · 1 term
$25 minimum to open and earn APY. Deposits allowed during the term. Interest compounded daily and credited monthly. Penalty may be imposed for early withdrawal of principal prior to maturity. Must maintain a minimum balance of $25 each day to obtain disclosed APY. Also available for IRAs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsDeposits allowed during term. Minimum daily balance of $25 required to earn APY | 3.66% | $554 |
Sources (2)
- thomastonsavingsbank.com/personal/explore/deposit-rates
- thomastonsavingsbank.com/resources/explore/rates
All captured Oct 4, 2026
Individual Retirement Account (IRA) Variable Rate Certificate of Deposit
3.66%APY · 1 term
Individual Retirement Account (IRA) Variable Rate Certificate of Deposit. $25 minimum to open and earn APY. Deposits allowed during the term. Interest compounded daily and credited monthly. Penalty may be imposed for early withdrawal of principal prior to maturity. Must maintain a minimum balance of $25 each day to obtain disclosed APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsDeposits allowed during term. Minimum daily balance of $25 required to earn APY | 3.66% | $554 |
Sources (2)
- thomastonsavingsbank.com/personal/explore/deposit-rates
- thomastonsavingsbank.com/resources/explore/rates
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.