Credit union · NCUA insured
360 Federal Credit Union
A $324.1M credit union headquartered in Windsor Locks, CT, with 18,826 members and 3 branches in Connecticut. Best rates: CDs 3.56% and savings 0.10% APY.
360 Federal Credit Union Carrot Score
71
Carrot Score
Higher than 28% of U.S. banks and credit unions
#30 of 41 in Hartford, CT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About 360 Federal Credit Union
Founded in 1952 as Hamilton Standard Federal Credit Union, 360 Federal Credit Union is a member-owned financial cooperative.
Headquartered in Windsor Locks, Connecticut, the credit union serves members across Hartford, Tolland, New Haven, and Middlesex counties.
- Headquarters
- 191 Ella Grasso Tpke, Windsor Locks, CT 06096-1026
- NCUA charter
- 7723
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, volunteer, or attend school in Hartford, Tolland, New Haven, and Middlesex Counties, or are a business or other legal entity located there.
Employers and groups
- Eligible if you are an employee of this Credit Union.
Family and household
- Eligible if you live in the same household as a 360FCU-eligible member even if not related, sharing the same residence and maintaining a single economic unit.
- Eligible if you are related to a 360FCU-eligible member by blood, marriage or adoption (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adoptive parent or child).
- Eligible if you are a spouse of a person who died while within the field of membership of the Credit Union.
Other ways
- Eligible if you are an organization of such persons.
1 more way to join
Other ways
- Eligible if you are a member of record.
Cost to join
- You can become a member of 360 Federal Credit Union with $5.
Branches
3 branches in Connecticut
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Connecticut
3 branches
- Route 75Main office191 Ella Grasso Tpke, Windsor Locks, CT 06096Directions
- Clinton Branch159 E Main St, Clinton, CT 06413Directions
- Vernon Branch421 Talcottville Rd, Vernon, CT 06066Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.53% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.68% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.59% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $66 | $76 | — |
- CapitalNet worth ratio9.53%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.68%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.59%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$66Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of 360 Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.