Credit union · NCUA insured
360 Federal Credit Union CD Rates
360 Federal Credit Union’s best CD rate is 3.56% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How 360 Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Hartford, CT, where 360 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
360 Federal Credit Union
3.56%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $356
Certificates
Top rate
Connecticut State Police Credit Union
4.86%APY
- Term
- 120 months
- Minimum
- $500
- Earns on $10,000
- $6,065
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
360 Federal Credit Union CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo2.78%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 360 Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.56%APY · 9 terms
No monthly fees or service charges. Membership eligibility required. Penalty may be imposed for early withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.78% | $69 |
| 6 months | 3.30% | $164 |
| 12 months | 3.56% | $356 |
| 15 months | 3.30% | $414 |
| 18 monthsAdd-on certificate | 2.02% | $305 |
| 24 months | 3.30% | $671 |
| 36 months | 2.78% | $857 |
| 48 months | 2.78% | $1,159 |
| 60 months | 2.78% | $1,469 |
Special-purpose accounts
IRA Certificates
Up to 3.56%APY · 9 terms
Offered as Roth and Traditional IRAs. Funded by new money, rollover or transfer from a qualified plan. Membership eligibility required. Penalty may be imposed for early withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.78% | $69 |
| 6 months | 3.30% | $164 |
| 12 months | 3.56% | $356 |
| 15 months | 3.30% | $414 |
| 18 monthsAdd-on certificate | 2.02% | $305 |
| 24 months | 3.30% | $671 |
| 36 months | 2.78% | $857 |
| 48 months | 2.78% | $1,159 |
| 60 months | 2.78% | $1,469 |
Who can join 360 Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, volunteer, or attend school in Hartford, Tolland, New Haven, and Middlesex Counties, or are a business or other legal entity located there.
Employers and groups
- Eligible if you are an employee of this Credit Union.
Family and household
- Eligible if you live in the same household as a 360FCU-eligible member even if not related, sharing the same residence and maintaining a single economic unit.
- Eligible if you are related to a 360FCU-eligible member by blood, marriage or adoption (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adoptive parent or child).
- Eligible if you are a spouse of a person who died while within the field of membership of the Credit Union.
Other ways
- Eligible if you are an organization of such persons.
1 more way to join
Other ways
- Eligible if you are a member of record.
Cost to join
- You can become a member of 360 Federal Credit Union with $5.
Membership information collected October 4, 2026.