Credit union · NCUA insured
Manchester Municipal Federal Credit Union
A $39.6M credit union headquartered in Manchester, CT, with 2,224 members and 1 branch in Connecticut. Best rates: CDs 3.75% and savings 0.75% APY.
Manchester Municipal Federal Credit Union Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#27 of 41 in Hartford, CT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Manchester Municipal Federal Credit Union
Established in 1960, Manchester Municipal Federal Credit Union was chartered to serve Town of Manchester employees and their family members.
Based in Manchester, Connecticut, the credit union serves nearly 2,000 members and their families.
- Headquarters
- 479 Main St, Manchester, CT 06040-4101
- NCUA charter
- 13602
Branches
1 branch in Connecticut
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Connecticut
1 branch
- Manchester Municipal FCUMain office479 Main St, Manchester, CT 06040Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.21% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.98% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.76% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $70 | $59 | — |
- CapitalNet worth ratio9.21%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.98%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.76%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$70Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Manchester Municipal Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.