Bank · FDIC insured
Union Savings Bank CD Rates
Union Savings Bank’s best CD rate is 4.07% APY on a 13-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Union Savings Bank’s CD rates compare
Compared with banks and credit unions near Bridgeport, CT, where Union Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Union Savings Bank
4.07%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $442
Special Promotional CD Rates
Top rate
The First Bank of Greenwich
4.60%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $499
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
Union Savings Bank CD score
85
CD score
Higher than 70% of U.S. banks and credit unions
- 3–8 months3–8 mo3.92%
- 9–15 months9–15 mo4.07%
- 16–30 months16–30 mo3.04%
- 31–60 months31–60 mo2.99%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Union Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special Promotional CD Rates
Up to 4.07%APY · 5 terms
Promotional CD special rates. $1,000 min opening deposit. Max deposit $750,000 branch / $100,000 online. No monthly service charge. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months5-Month Promo. Renewal term is 6 months. Minimum balance to earn APY is $0.01 | 3.82% | $157 |
| 8 months8-Month Promo. Renewal term is 9 months. Minimum balance to earn APY is $0.01 | 3.92% | $260 |
| 13 months13-Month Promo. Renewal term is 12 months. Minimum balance to earn APY is $0.01 | 4.07% | $442 |
| 25 months25-Month Promo. Renewal term is 24 months. Minimum balance to earn APY is $0.01 | 3.04% | $644 |
| 54 months54-Month Promo. Renewal term is 48 months. Minimum balance to earn APY is $0.01 | 2.99% | $1,418 |
Sources (1)
- unionsavings.com/personal-bank…l-certificate-of-deposit · captured Oct 22, 2026
7-Month Flex CD
3.25%APY · 1 term
Minimum opening deposit of $1,000. Maximum deposit of $750,000. No monthly fees. Allows unlimited partial withdrawals with no penalty fee after 7 days of opening and funding the account; substantial penalty for early withdrawal within first 7 days. After initial funding deposit, additional deposits are not allowed even during 10-day grace period. Automatically renews into a 7 Month Flex CD at current rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsFixed rate for full 7-month term. Penalty-free unlimited withdrawals after first 7 days. Minimum opening deposit $1,000 required to earn APY. Maximum deposit $750,000 | 3.25% | $188 |
Certificates of Deposit (CDs)
Up to 0.60%APY · 9 terms
$1,000 minimum opening balance. Maximum deposit of $750,000 for CDs opened in-branch and $100,000 for CDs opened online. No monthly service charge. Early withdrawals subject to penalty. Interest compounded and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day CD. Minimum balance to earn APY is $0.01 | 0.15% | $4 |
| 3 monthsRate at maturity. Minimum balance to earn APY is $0.01 | 0.10% | $3 |
| 6 months6 Month CD. Minimum balance to earn APY is $0.01 | 0.25% | $12 |
| 9 months9 Month CD. Minimum balance to earn APY is $0.01 | 0.30% | $22 |
| 12 months12 Month CD. Minimum balance to earn APY is $0.01 | 0.35% | $35 |
| 18 months18 Month CD. Minimum balance to earn APY is $0.01 | 0.45% | $68 |
| 24 months24 Month CD. Minimum balance to earn APY is $0.01 | 0.50% | $100 |
| 36 months36 Month CD. Minimum balance to earn APY is $0.01 | 0.50% | $151 |
| 48 months48 Month CD. Minimum balance to earn APY is $0.01 | 0.55% | $222 |
| 60 months60 Month CD. Minimum balance to earn APY is $0.01 | 0.60% | $304 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Retirement Certificates of Deposit (CDs)
Up to 0.60%APY · 9 terms
Subject to rules for IRA accounts and IRS regulatory qualifications and restrictions. Additional prior and current year contributions are allowed. Substantial penalty for early withdrawal. Minimum opening deposit $1,000. Interest compounded and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day term. Minimum balance to earn APY is $0.01 | 0.10% | $3 |
| 6 months6 Month term. Minimum balance to earn APY is $0.01 | 0.20% | $10 |
| 9 months9 Month term. Minimum balance to earn APY is $0.01 | 0.17% | $13 |
| 12 months12 Month term. Minimum balance to earn APY is $0.01 | 0.25% | $25 |
| 18 months18 Month term. Minimum balance to earn APY is $0.01 | 0.35% | $53 |
| 24 months24 Month term. Minimum balance to earn APY is $0.01 | 0.40% | $80 |
| 36 months36 Month term. Minimum balance to earn APY is $0.01 | 0.45% | $136 |
| 48 months48 Month term. Minimum balance to earn APY is $0.01 | 0.55% | $222 |
| 60 months60 Month term. Minimum balance to earn APY is $0.01 | 0.60% | $304 |
Sources (1)
- unionsavings.com/savings-account-ct · captured Oct 15, 2026
Closed to new customers
Norwalk CD Special
3.87%APY · 1 term
Limited time offer good at the Union Savings Bank Norwalk branch only. To qualify for this special rate, the primary accountholder must also have an active Union Savings Bank checking account. $1,000 minimum opening balance. Maximum CD deposit is $750,000. No monthly service charge. Early withdrawals are subject to a penalty fee. Upon maturity, automatically renews as a standard 6 Month CD at standard rate unless instructed otherwise during 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months7-month CD special rate available at Norwalk branch only. Requires an active Union Savings Bank checking account. Minimum balance to earn APY is $0.01. $1,000 minimum opening balance | 3.87% | $224 |
Sources (1)
- unionsavings.com/norwalk-cd-special · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.