Bank · FDIC insured
Union Savings Bank
A $3.3B bank, the 385th largest of 4,207, headquartered in Danbury, CT, with 25 branches in Connecticut. Best rates: CDs 4.07% and savings 0.50% APY.
Union Savings Bank Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#20 of 38 in Bridgeport, CT metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Union Savings Bank
Union Savings Bank is a mutual bank in Connecticut that has been operating for over a century.
- Headquarters
- 226 Main St, Danbury, CT 06810
- FDIC certificate
- 18190 ↗
Branches
25 branches in Connecticut
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Connecticut
25 branches
Bridgeport area · 15
- Union Savings BankMain office226 Main St, Danbury, CT 06810Directions
- Bethel Branch24 Grassy Plain St, Bethel, CT 06801Directions
- Stony Hill Branch79 Stony Hill Rd, Bethel, CT 06801Directions
- Brookfield I Branch200 Federal Rd, Brookfield, CT 06804Directions
- Commerce Branch71 Newtown Rd, Danbury, CT 06810Directions
- Mill Plain Branch100 Mill Plain Rd, Danbury, CT 06811Directions
- North Street Branch126 North St, Danbury, CT 06811Directions
- South Main Branch116 Main St, Danbury, CT 06810Directions
- Monroe Branch411 Monroe Tpke, Monroe, CT 06468Directions
- New Fairfield Branch24 State Route 39, New Fairfield, CT 06812Directions
- New Milford I Branch169 Danbury Rd, New Milford, CT 06776Directions
- New Milford Ii Branch41 East St, New Milford, CT 06776Directions
- Newtown Branch1a Commerce Rd, Newtown, CT 06470Directions
- Norwalk Branch454 Main Avenue, Norwalk, CT 06851Directions
- Ridgefield Branch100 Danbury Rd, Ridgefield, CT 06877Directions
Torrington area · 8
- Goshen Branch4 Sharon Tpke, Goshen, CT 06756Directions
- Kent Branch15 Kent Green Blvd, Kent, CT 06757Directions
- Litchfield Branch13 North St, Litchfield, CT 06759Directions
- Marble Dale253 New Milford Tpke, New Preston Marble Dale, CT 06777Directions
- Roxbury Branch26 North St, Roxbury, CT 06783Directions
- Hilltop Branch1057 Torringford St, Torrington, CT 06790Directions
- Torrington North Branch397 Main St, Torrington, CT 06790Directions
- Washington Depot Branch7 Bryan Plaza, Washington Depot, CT 06794Directions
Hartford area · 1
- Canton Branch188 Albany Tpke, Canton, CT 06019Directions
Waterbury area · 1
- Southbury Branch406 Main St S, Southbury, CT 06488Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.48% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.29% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.81% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $94 | $88 | — |
- CapitalLeverage ratio11.48%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.29%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.81%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$94Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Union Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.