Bank · FDIC insured
Windsor Federal Bank CD Rates
Windsor Federal Bank’s best CD rate is 3.55% APY on an 11-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Windsor Federal Bank’s CD rates compare
Compared with banks and credit unions near Hartford, CT, where Windsor Federal Bank has the most branches. $10,000, best rate first.
This bank’s best
Windsor Federal Bank
3.55%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $325
Consumer Certificates of Deposit (CDs)
Top rate
Connecticut State Police Credit Union
4.86%APY
- Term
- 120 months
- Minimum
- $500
- Earns on $10,000
- $6,065
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
Windsor Federal Bank CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo0.10%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.20%
- 31–60 months31–60 mo0.50%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Windsor Federal Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Consumer Certificates of Deposit (CDs)
Up to 3.55%APY · 10 terms
Must be opened with a minimum deposit of $1,000.00. Early withdrawal penalty applies (90 days interest for terms < 12 months, 180 days interest for 18 to < 36 months, 360 days interest for >= 36 months). If balance drops below minimum balance requirement during term, interest rate and APY is reduced to posted Statement Savings rate and APY. Monthly service fees: n/a.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 0.10% | $5 |
| 11 monthsSpecial | 3.55% | $325 |
| 12 months | 0.15% | $15 |
| 18 months | 0.20% | $30 |
| 24 months | 0.25% | $50 |
| 28 monthsSpecial | 3.20% | $763 |
| 36 months | 0.35% | $105 |
| 48 months | 0.40% | $161 |
| 60 months | 0.50% | $253 |
Sources (3)
- windsorfederal.com/for-you/savings
- windsorfederal.com/for-you/savings/cds
- windsorfederal.com/resources/rates
All captured Oct 22, 2026
Special-purpose accounts
Individual Retirement Account Certificates of Deposit (IRA CDs)
Up to 3.55%APY · 10 terms
Individual Retirement Account Certificates of Deposit. Must be opened with a minimum deposit of $1,000 with the exception of the 12 month product which can be opened with as little as $100. Early withdrawal penalty applies (90 days interest for terms < 12 months, 180 days interest for 18 to < 36 months, 360 days interest for >= 36 months). If balance drops below minimum balance requirement during term, interest rate and APY is reduced to posted Statement Savings rate and APY.
| Term | APY · $100 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 0.10% | 0.10% | $2 |
| 6 months | — | 0.10% | 0.10% | $5 |
| 11 monthsSpecial | — | 3.55% | 3.55% | $325 |
| 12 months | 0.15% | — | 0.15% | $15 |
| 18 months | — | 0.20% | 0.20% | $30 |
| 24 months | — | 0.25% | 0.25% | $50 |
| 28 monthsSpecial | — | 3.20% | 3.20% | $763 |
| 36 months | — | 0.35% | 0.35% | $105 |
| 48 months | — | 0.40% | 0.40% | $161 |
| 60 months | — | 0.50% | 0.50% | $253 |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.