Compare Bank & Credit Union Rates
Best CD rates in Meriden, CT
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–13 results in Meriden, CT
- Connecticut State Police Credit UnionCertificates of DepositCD · 120 months · $500 min
Credit union · 1 branch
4.86%APY$6,065 over 120 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Accounts compound monthly.
Offer: Early withdrawal penalty of 270 days dividends. Compounded monthly.
4.75% interest rate · Compounded monthly · Effective Sep 21, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: Early withdrawal penalty applies. Minimum opening deposit $500; minimum balance to earn APY $500. Maximum deposit $250,000.00. Account owner under 16 must be joint with parent/guardian. Fees could reduce earnings.
Offer: 13-Month CD Special. Promotional rate is for consumer accounts only; not available for trusts or IRA CDs. Automatically renews to a 1-Year CD at maturity. Maximum deposit $250,000.00. Early withdrawal penalty applies.
Promotional rate · 4.17% interest rate · Balance cap $250,000 · Effective Oct 14, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Membership required ($5 par value share). Early withdrawal penalty applies (Terms of 12 months or less: 90 days' dividends; Terms longer than 12 months: 180 days' dividends). 10-day grace period after maturity.
3.93% interest rate · Effective Oct 6, 2026
Rate checked
More details - 4.00%APY$851 over 25 months on $10,000
Requirements
Product: Select a term from 3 to 60 months. Interest is compounded and credited monthly, and may be withdrawn before maturity. Fixed rate.
Offer: This account is for consumers only with a $250,000.00 deposit limit.
3.93% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.56%APY$176 over 6 months on $10,000
Requirements
Product: $1,000 minimum opening deposit. Dividends are compounded and credited monthly. Early withdrawal penalty fees may reduce earnings. Certificates up to $50,000 can be opened online; greater than $50,000 must visit a branch. Automatically renews at current rate with a 7-day grace period.
Effective Oct 1, 2026
Rate checked
More details - MembersFirst CT Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · 2 branches
3.56%APY$176 over 6 months on $10,000Requirements
Product: Early withdrawal penalties apply. Fees and other conditions could reduce earnings. Stated yield for share certificates under one year assumes reinvestment of principal and interest. Minimum required to earn APY is $1,000.
3.50% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - Ellafi Federal Credit UnionAmplifi Saver Certificate AccountCD · 12 months · $500 min · up to $10,000
Credit union · 1 branch
3.00%APY$300 over 1 year on $10,000Requirements
Product: No withdrawals permitted until maturity. Only the first $10,000 earns dividends. Add funds anytime. Automatic renewal into the same term.
Offer: Maximum dividend-earning balance: $10,000. Withdrawals not permitted until maturity.
2.96% interest rate
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Meriden, CT
99 CDs at 9 banks and credit unions · checked Oct 4–22
- Typical
- 2.53%
- Top 10% from
- 4.08%
- Banks, typical
- 1.02%
- Credit unions, typical
- 3.05%
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New Haven, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- USALLIANCE FinancialCredit union · 1 branch
- MSCUCredit union · 1 branch
- Affinity Federal Credit UnionCredit union · 1 branch