Credit union · NCUA insured
Dutch Point Credit Union CD Rates
Dutch Point Credit Union’s best CD rate is 4.45% APY on a 3-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Dutch Point Credit Union’s CD rates compare
Compared with banks and credit unions near Hartford, CT, where Dutch Point Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dutch Point Credit Union
4.25%APY
- Term
- 11 months
- Minimum
- —
- Earns on $10,000
- $389
Share Certificate
Top rate
Connecticut State Police Credit Union
4.86%APY
- Term
- 120 months
- Minimum
- $500
- Earns on $10,000
- $6,065
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
Dutch Point Credit Union CD score
87
CD score
Higher than 78% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dutch Point Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificate
Up to 4.45%APY · 1 term
A $100,000 minimum balance is required to open and earn dividends on Jumbo Share Certificates. Share Certificate APY assumes dividends are retained in the certificate. A certificate dividend penalty will be imposed for early withdrawal and will affect APY; fees may reduce earnings. Rates are fixed for the term of the certificate. Available in 3-, 6-, 9- and 12-Month Terms.
| Term | APY · $100,000 – $200,000 | APY · $200,000 – $300,000 | APY · $300,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3–12 monthsA $100,000 minimum balance is required to open and earn dividends on Jumbo Share Certificates. Available in 3-, 6-, 9- and 12-Month Terms | 4.30% | 4.35% | 4.45% | —4.30% $100k–$200k4.35% $200k–$300k4.45% from $300k | — |
Sources (2)
All captured Oct 4, 2026
Share Certificate
Up to 4.25%APY · 11 terms
Share Certificate APY assumes dividends are retained in the certificate. A certificate dividend penalty will be imposed for early withdrawal and will affect APY; fees may reduce earnings. Rates are fixed for the term of the share certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsA $1,000 minimum balance is required to earn dividends | 0.50% | $12 |
| 6 monthsA $1,000 minimum balance is required to earn dividends | 0.75% | $37 |
| 9 monthsA $1,000 minimum balance is required to earn dividends | 1.00% | $75 |
| 11 monthsTo earn the advertised Annual Percentage Yield, a $1,000 minimum balance is required for a Share Certificate. Offer is subject to change without notice and may be withdrawn at any time. Certificate will renew at a 12 month term upon maturity and will earn the 12 month rate available on that date. APY accurate as of 10/1/2026 | 4.25% | $389 |
| 12 monthsA $1,000 minimum balance is required to earn dividends | 1.25% | $125 |
| 18 monthsA $1,000 minimum balance is required to earn dividends | 1.50% | $226 |
| 24 monthsA $1,000 minimum balance is required to earn dividends | 1.75% | $353 |
| 30 monthsTo earn the advertised Annual Percentage Yield, a $1,000 minimum balance is required for a Share Certificate. Offer is subject to change without notice and may be withdrawn at any time. Certificate will renew at a 24 month term upon maturity and will earn the 24 month rate available on that date. APY accurate as of 10/1/2026 | 4.00% | $1,030 |
| 36 monthsA $1,000 minimum balance is required to earn dividends | 1.75% | $534 |
| 48 monthsA $1,000 minimum balance is required to earn dividends | 2.00% | $824 |
| 60 monthsA $1,000 minimum balance is required to earn dividends | 3.00% | $1,593 |
Sources (2)
All captured Oct 4, 2026
Freestyle Certificate
3.75%APY · 1 term
The Freestyle Certificate is for a 12 month term. The minimum deposit to open is $1,000.00. If the balance falls below $1,000.00 the certificate will be closed. Unlimited deposits may be made during the certificate term not to exceed a maximum balance of $500,000.00. Three (3) penalty-free withdrawals are allowed, afterward a penalty may be imposed for the early withdrawal of principal. The certificate will be automatically renewed to the same type and term at maturity. Share Certificate APY assumes dividends are retained in the certificate. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum deposit to open is $1,000.00. Certificate will be closed if balance falls below $1,000.00. Maximum balance is $500,000.00. Unlimited deposits allowed during term. Up to 3 penalty-free withdrawals allowed, after which a penalty may be imposed. Automatically renews to the same type and term at maturity | 3.75% | $375 |
Sources (3)
- dutchpoint.org/bank/certificates
- dutchpoint.org/bank/certificates/freestyle-certificate
- dutchpoint.org/rates/savings-rates
All captured Oct 4, 2026
Save to Win Certificate
2.00%APY · 1 term
A $25 minimum balance is required to earn dividends. Share Certificate APY assumes dividends are retained in the certificate. A certificate dividend penalty will be imposed for early withdrawal and will affect APY; fees may reduce earnings. Rates are fixed for the term of the share certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsA $25 minimum balance is required to earn dividends | 2.00% | $200 |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Jumbo IRA Certificate
4.30%APY · 1 term
A $100,000 minimum balance is required to earn dividends. IRA Certificate APY assumes dividends are retained in the certificate. A certificate dividend penalty will be imposed for early withdrawal and will affect APY; fees may reduce earnings. Rates are fixed for the term of the IRA certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsA $100,000 minimum balance is required to earn dividends | 4.30% | — |
Sources (1)
- dutchpoint.org/rates/savings-rates · captured Oct 4, 2026
IRA Certificate
Up to 4.25%APY · 11 terms
A $500 minimum balance is required to earn dividends, except for the Jumbo IRA Certificate where a $100,000 minimum balance is required to earn dividends. IRA Certificate APY assumes dividends are retained in the certificate. A certificate dividend penalty will be imposed for early withdrawal and will affect APY; fees may reduce earnings. Rates are fixed for the term of the IRA certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsA $500 minimum balance is required to earn dividends | 0.50% | $12 |
| 6 monthsA $500 minimum balance is required to earn dividends | 0.75% | $37 |
| 9 monthsA $500 minimum balance is required to earn dividends | 1.00% | $75 |
| 11 monthsTo earn the advertised Annual Percentage Yield, a $500 minimum balance is required for an IRA Certificate. Offer is subject to change without notice and may be withdrawn at any time. Certificate will renew at a 12 month term upon maturity and will earn the 12 month rate available on that date. APY accurate as of 10/1/2026 | 4.25% | $389 |
| 12 monthsA $500 minimum balance is required to earn dividends | 1.25% | $125 |
| 18 monthsA $500 minimum balance is required to earn dividends | 1.50% | $226 |
| 24 monthsA $500 minimum balance is required to earn dividends | 1.75% | $353 |
| 30 monthsTo earn the advertised Annual Percentage Yield, a $500 minimum balance is required for an IRA Certificate. Offer is subject to change without notice and may be withdrawn at any time. Certificate will renew at a 24 month term upon maturity and will earn the 24 month rate available on that date. APY accurate as of 10/1/2026 | 4.00% | $1,030 |
| 36 monthsA $500 minimum balance is required to earn dividends | 1.75% | $534 |
| 48 monthsA $500 minimum balance is required to earn dividends | 2.00% | $824 |
| 60 monthsA $500 minimum balance is required to earn dividends | 3.00% | $1,593 |
Sources (2)
All captured Oct 4, 2026
Youth Certificate
1.25%APY · 1 term
A $500 minimum balance is required to earn dividends. Share Certificate APY assumes dividends are retained in the certificate. A certificate dividend penalty will be imposed for early withdrawal and will affect APY; fees may reduce earnings. Rates are fixed for the term of the share certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsA $500 minimum balance is required to earn dividends | 1.25% | $125 |
Sources (2)
All captured Oct 4, 2026
Who can join Dutch Point Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Hartford, New Haven, New London, or Middlesex County, Connecticut are eligible for membership.
Family and household
- Family members of current Dutch Point Credit Union members are eligible for membership.
Membership information collected October 4, 2026.