Credit union · NCUA insured
COMTRUST Federal Credit Union
Top CarrotA $429.5M credit union headquartered in Chattanooga, TN, with 17,550 members and 6 branches in 3 states. Best rates: CDs 4.25% and savings 1.00% APY.
COMTRUST Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 96% of U.S. banks and credit unions
#5 of 28 in Chattanooga, TN-GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About COMTRUST Federal Credit Union
- Headquarters
- 1020 Riverfront Pkwy, Chattanooga, TN 37402
- NCUA charter
- 606
Branches
6 branches in 3 states
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Tennessee
3 branches
- Main OfficeMain office1020 Riverfront Pkwy, Chattanooga, TN 37402Directions
- Hamilton Place1620 Gunbarrel Rd, Chattanooga, TN 37421Directions
- Towne Center North5587 Highway 153, Hixson, TN 37343Directions
Georgia
2 branches
Dalton area · 1
- Chatsworth1211 N 3rd Ave, Chatsworth, GA 30705Directions
Chattanooga area · 1
- Ft. Oglethorpe2059 Battlefield Pkwy, Fort Oglethorpe, GA 30742Directions
Connecticut
1 branch
- Windsor1901 Day Hill Rd, Windsor, CT 06095Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.42% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.41% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.52% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $25 | $76 | — |
- CapitalNet worth ratio11.42%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.41%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.52%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$25Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of COMTRUST Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.