Bank · FDIC insured
Dime Bank CD Rates
Dime Bank’s best CD rate is 4.00% APY on a 7-month CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How Dime Bank’s CD rates compare
Compared with banks and credit unions near Norwich, CT, where Dime Bank has the most branches. $10,000, best rate first.
This bank’s best
Dime Bank
4.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $231
Certificate of Deposit
Top rate
CorePlus Credit Union
4.30%APY
- Term
- 10 months
- Minimum
- $1,000
- Earns on $10,000
- $357
2nd-highest rate
Jewett City Savings Bank
4.25%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $246
Dime Bank CD score
80
CD score
Higher than 50% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo2.55%
- 31–60 months31–60 mo0.40%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dime Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.00%APY · 14 terms
Fees may reduce earnings. Minimum balance is $0.01 to earn interest. Penalty may be imposed for early withdrawal of principal. Quoted rates are subject to change without notice. All products with asterisks require consumer customers to have a Dime Bank consumer checking account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 0.05% | $0 |
| 3 months | 0.05% | $1 |
| 6 months | 0.05% | $3 |
| 7 monthsAt maturity, will be automatically renewed into a 1 Year CD. New funds not currently on deposit with Dime Bank only. Consumer customers must have a Dime Checking Account with a balance of at least $2,000.00 at time of account opening | 4.00% | $231 |
| 10 monthsMust maintain a positive balance to earn APY. At maturity, will be automatically renewed into a 1 Year CD. Consumer customers must have a Dime Bank consumer checking account | 3.75% | $312 |
| 12 months | 0.05% | $5 |
| 16 monthsMust maintain a positive balance to earn APY. At maturity, will be automatically renewed into a 1 Year CD. Consumer customers must have a Dime Bank consumer checking account | 2.50% | $335 |
| 18 monthsAt maturity, will be automatically renewed into a 2 Year CD. Consumer customers must have a Dime Bank consumer checking account | 0.10% | $15 |
| 22 monthsAt maturity, will be automatically renewed into a 2 Year CD. Consumer customers must have a Dime Bank consumer checking account | 2.40% | $444 |
| 24 months | 0.10% | $20 |
| 30 monthsAt maturity, will be automatically renewed into a 3 Year CD. Consumer customers must have a Dime Bank consumer checking account | 2.55% | $650 |
| 36 months | 0.25% | $75 |
| 48 months | 0.30% | $121 |
| 60 months | 0.40% | $202 |
Sources (1)
- dime-bank.bank/rates/cd-rates · captured Oct 15, 2026
Flex Certificate of Deposit
3.50%APY · 1 term
Not available for Retirement Funds. Fees may reduce earnings. Minimum balance is $0.01 to earn interest. At maturity, will be automatically renewed into a 1 Year CD. Penalty may be imposed for early withdrawal of principal. All quoted rates are subject to change without notice. Consumer customers must have a Dime Bank consumer checking account. Commercial customers must have a Dime Bank business checking account. Maximum deposit is $250,000.00. During the initial term, you may make the following transactions on your account before maturity: Two (2) deposits not to exceed a total deposit balance of $250,000.00 and/or Two (2) penalty free withdrawals of principal, one of which may be used to bring the account balance to zero and close the account. In the event you make a withdrawal from your account, the withdrawal cannot be made until the seventh day after any deposit or partial withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 monthsNot available for Retirement Funds. Maximum deposit is $250,000.00. During initial term, allowed two deposits (up to $250,000 max total balance) and/or two penalty-free principal withdrawals (subject to 7-day waiting period after any deposit or partial withdrawal). Renewed into a 1 Year CD at maturity. Consumer customers must have a Dime Bank consumer checking account. Commercial customers must have a Dime Bank business checking account | 3.50% | $439 |
Sources (1)
- dime-bank.bank/rates/cd-rates · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.