Credit union · NCUA insured
Achieve Financial Credit Union CD Rates
Achieve Financial Credit Union’s best CD rate is 3.56% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Achieve Financial Credit Union’s CD rates compare
Compared with banks and credit unions near Hartford, CT, where Achieve Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Achieve Financial Credit Union
3.56%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $176
Share Certificates
Top rate
Connecticut State Police Credit Union
4.86%APY
- Term
- 120 months
- Minimum
- $500
- Earns on $10,000
- $6,065
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
Achieve Financial Credit Union CD score
72
CD score
Higher than 32% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo3.05%
- 16–30 months16–30 mo2.02%
- 31–60 months31–60 mo3.05%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Achieve Financial Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.56%APY · 9 terms
$1,000 minimum opening deposit. Dividends are compounded and credited monthly. Early withdrawal penalty fees may reduce earnings. Certificates up to $50,000 can be opened online; greater than $50,000 must visit a branch. Automatically renews at current rate with a 7-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.56% | $176 |
| 12 months | 3.05% | $305 |
| 15 months | 0.10% | $13 |
| 18 months | 2.02% | $305 |
| 24 months | 2.02% | $408 |
| 30 months | 2.02% | $513 |
| 36 months | 2.53% | $778 |
| 48 months | 2.79% | $1,164 |
| 60 months | 3.05% | $1,621 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificates
Up to 3.56%APY · 9 terms
$500 minimum opening deposit for IRA Certificates. Available as Traditional or Roth IRA Certificates. Early withdrawal penalty fees may reduce earnings. Maintenance or activity fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.56% | $176 |
| 12 months | 3.05% | $305 |
| 15 months | 0.10% | $13 |
| 18 months | 2.02% | $305 |
| 24 months | 2.02% | $408 |
| 30 months | 2.02% | $513 |
| 36 months | 2.53% | $778 |
| 48 months | 2.79% | $1,164 |
| 60 months | 3.05% | $1,621 |
Sources (2)
All captured Oct 15, 2026
Smart Certificate
Up to 3.56%APY · 9 terms
Available for members up to 24 years old. $500 minimum opening deposit. Early withdrawal penalty fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.56% | $176 |
| 12 months | 3.05% | $305 |
| 15 months | 0.10% | $13 |
| 18 months | 2.02% | $305 |
| 24 months | 2.02% | $408 |
| 30 months | 2.02% | $513 |
| 36 months | 2.53% | $778 |
| 48 months | 2.79% | $1,164 |
| 60 months | 3.05% | $1,621 |
Sources (2)
All captured Oct 15, 2026
Who can join Achieve Financial Credit Union
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