Bank · FDIC insured
Thomaston Savings Bank
A $1.9B bank headquartered in Thomaston, CT, with 16 branches in Connecticut. Best rates: CDs 2.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: published rates need another account or activity, so they are not scored. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—3.75%CD rates →
- Savings—0.15%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Thomaston Savings Bank
Established in 1874 and headquartered in Thomaston, Thomaston Savings Bank is a state-chartered mutual savings bank owned by its clients.
The bank specializes in personal and business banking solutions and investment services, operating 16 convenient locations throughout Connecticut.
- Headquarters
- 203 Main St, Thomaston, CT 06787
- FDIC certificate
- 18258 ↗
Branches
16 branches in Connecticut
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Connecticut
16 branches
Waterbury area · 12
- Thomaston Savings BankMain office203 Main St, Thomaston, CT 06787Directions
- Bethlehem Branch73 Main St S, Bethlehem, CT 06751Directions
- Farmington Avenue Bristol Branch120 Farmington Ave, Bristol, CT 06010Directions
- Middle Street Branch40 Middle St, Bristol, CT 06010Directions
- Middlebury Branch1655 Straits Tpke, Middlebury, CT 06762Directions
- Oakville Branch461 Main St, Oakville, CT 06779Directions
- Terryville Branch203 Main St, Terryville, CT 06786Directions
- South Main Street Branch508 S Main St, Thomaston, CT 06787Directions
- Highland Avenue Waterbury Branch824 Highland Ave, Waterbury, CT 06708Directions
- Waterbury Branch985 Watertown Ave, Waterbury, CT 06708Directions
- Watertown Branch565 Main St, Watertown, CT 06795Directions
- Wolcott Branch669 Wolcott Rd, Wolcott, CT 06716Directions
Hartford area · 3
- Farmington Branch155 Scott Swamp Rd, Farmington, CT 06032Directions
- New Britain Branch233 Main Street, New Britain, CT 06052Directions
- Unionville Branch Office2 S Main St, Unionville, CT 06085Directions
Torrington area · 1
- Harwinton Branch160 Litchfield Rd, Harwinton, CT 06791Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.68% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.65% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.07% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $85 | $88 | — |
- CapitalLeverage ratio10.68%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.65%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.07%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$85Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Thomaston Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.