Bank · FDIC insured
Beacon Bank
A $22.2B bank, the 98th largest of 4,207, headquartered in Boston, MA, with 149 branches in 5 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.30%Needs another account or monthly activityCD rates →
- Savings—3.20%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Beacon Bank
Beacon Bank & Trust is owned by holding company Beacon Financial Corporation, a publicly traded company listed on the NYSE.
The bank serves Massachusetts, Connecticut, Vermont, New York, and Rhode Island with personal and business banking solutions.
- Headquarters
- 131 Clarendon St, Boston, MA 02116
- FDIC certificate
- 17798 ↗
Branches
149 branches in 5 states
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Massachusetts
70 branches
Boston area · 34
- Beacon Bank and TrustMain office131 Clarendon St, Boston, MA 02116Directions
- Arlington Branch856 Massachusetts Ave, Arlington, MA 02476Directions
- Bedford Great Road Branch168 Great Rd, Bedford, MA 01730Directions
- Boston Branch1 Post Office Sq, Boston, MA 02109Directions
- Fenway Branch61 Brookline Ave # 65, Boston, MA 02215Directions
- South End Branch1320 Washington St, Boston, MA 02118Directions
- State Street Branch31 State St # 33, Boston, MA 02109Directions
- Braintree Branch125 Union St, Braintree, MA 02184Directions
- Brighton Branch413 Washington St, Brighton, MA 02135Directions
- Brookline Village Branch2 Harvard St, Brookline, MA 02445Directions
- Collidge Corner Branch1340 Beacon St, Brookline, MA 02446Directions
- Washington Square Branch1661 Beacon St, Brookline, MA 02445Directions
- Burlington Mall Branch72 Burlington Mall Rd, Burlington, MA 01803Directions
- Chelmsford Branch116 Chelmsford St, Chelmsford, MA 01824Directions
- Chestnut Hill1220 Boylston St, Chestnut Hill, MA 02467Directions
- South Brookline Branch1018 W Roxbury Pkwy, Chestnut Hill, MA 02467Directions
- Danvers Branch107 High St, Danvers, MA 01923Directions
- Essex Branch8 Martin St, Essex, MA 01929Directions
- Gloucester Branch207 Main St, Gloucester, MA 01930Directions
- First Ipswich Bank Branch31 Market St, Ipswich, MA 01938Directions
- Lawrence Branch435 Winthrop Ave, Lawrence, MA 01843Directions
- Lexington Branch1793 Massachusetts Ave, Lexington, MA 02420Directions
- Malden Branch196 Commercial St, Malden, MA 02148Directions
- Medford Square Branch60 High St, Medford, MA 02155Directions
- Salem Street Branch201 Salem St, Medford, MA 02155Directions
- West Medford Branch430 High St, Medford, MA 02155Directions
- Needham Heights Branch902 Highland Ave, Needham, MA 02494Directions
- Newton Centre Branch10 Langley Rd, Newton, MA 02459Directions
- Newtonville Branch323 Walnut St, Newtonville, MA 02460Directions
- Route 1 Rowley Branch144 Newburyport Tpke, Rowley, MA 01969Directions
- Waltham Branch456 Main St, Waltham, MA 02452Directions
- Wellesley Hills Branch448 Washington St, Wellesley, MA 02482Directions
- Wellesley Lower Falls Branch35 Washington Street, Wellesley, MA 02481Directions
- West Roxbury Branch1808 Centre St, West Roxbury, MA 02132Directions
Pittsfield area · 13
- 244 Main Street Branch244 Main St, Great Barrington, MA 01230Directions
- Great Barrington Branch225 Stockbridge Rd, Great Barrington, MA 01230Directions
- Lee Branch1 Park St, Lee, MA 01238Directions
- Lenox Main Street Branch25 Main St, Lenox, MA 01240Directions
- Lenox Price Chopper Branch495 Pittsfield Rd, Lenox, MA 01240Directions
- North Adams Branch37 Main St, North Adams, MA 01247Directions
- Berkshire Branch24 North St, Pittsfield, MA 01201Directions
- Elm Street Branch165 Elm St, Pittsfield, MA 01201Directions
- Pittsfield Branch66 West St, Pittsfield, MA 01201Directions
- Pittsfield-Allendale Branch39 Cheshire Rd, Pittsfield, MA 01201Directions
- Sheffield Branch103 Main St, Sheffield, MA 01257Directions
- Stockbridge Branch32 Main St, Stockbridge, MA 01262Directions
- West Stockbridge Branch2 Depot Street, West Stockbridge, MA 01266Directions
Springfield area · 11
- Agawam Branch820 Suffield Strret, Agawam, MA 01001Directions
- East Longmeadow Branch72 Shaker Rd, East Longmeadow, MA 01028Directions
- Longmeadow Branch138 Longmeadow St, Longmeadow, MA 01106Directions
- Ludlow Branch431 Center St, Ludlow, MA 01056Directions
- Grist Mill Plaza Branch608 College Hwy, Southwick, MA 01077Directions
- Allen Street Branch1363 Allen St, Springfield, MA 01118Directions
- Hampden Br19 Harrison Ave, Springfield, MA 01103Directions
- Springfield Branch1259 E Columbus Ave, Springfield, MA 01105Directions
- West Springfield Branch220 Westfield St, West Springfield, MA 01089Directions
- Little River Branch22 Little River Rd, Westfield, MA 01085Directions
- Westfield Court Street Branch31 Court St, Westfield, MA 01085Directions
Worcester area · 11
- Holden Branch1055 Main St, Holden, MA 01520Directions
- Leominster Branch565 Main St, Leominster, MA 01453Directions
- Milford Branch91 Main St, Milford, MA 01757Directions
- Shrewsbury Branch226 Boston Tpke, Shrewsbury, MA 01545Directions
- Webster Branch25 Worcester Rd, Webster, MA 01570Directions
- West Boylston Branch320 W Boylston St, West Boylston, MA 01583Directions
- Westborough Branch5 E Main St, Westborough, MA 01581Directions
- Commerce Br386 Main St, Worcester, MA 01608Directions
- Grafton Street Branch993 Grafton St, Worcester, MA 01604Directions
- Park Avenue Branch11 Park Ave, Worcester, MA 01605Directions
- Park Avenue Branch560 Park Ave, Worcester, MA 01603Directions
Amherst Town area · 1
- South Hadley Branch74 Lamb Street, Route 116, South Hadley, MA 01075Directions
New York
30 branches
New York area · 12
- Pcsb Branch2477 Route 6, Brewster, NY 10509Directions
- Kent Branch256 Route 52, Carmel, NY 10512Directions
- Silver Lake Branch29 Taylor Sq, East White Plains, NY 10604Directions
- Eastchester Branch478 White Plains Rd, Eastchester, NY 10709Directions
- Jefferson Valley Branch3649 Lee Rd, Jefferson Valley, NY 10535Directions
- Mahopac Branch150 Route 6, Mahopac, NY 10541Directions
- Mount Kisco Branch12 S Bedford Rd, Mount Kisco, NY 10549Directions
- Mount Vernon Br119 Gramatan Avenue, Mount Vernon, NY 10550Directions
- New City Branch76 N Main St, New City, NY 10956Directions
- Somers Branch249 Route 202, Somers, NY 10589Directions
- Greenburgh Branch441 Tarrytown Rd, White Plains, NY 10607Directions
- Yorktown Branch2002 Commerce St, Yorktown Heights, NY 10598Directions
Utica area · 8
- Ilion Branch1 Central Plz, Ilion, NY 13357Directions
- New Hartford Branch8491 Seneca Tpke, New Hartford, NY 13413Directions
- New Hartford Branch50 Genesee St, New Hartford, NY 13413Directions
- Black River Boulevard Branch1629 Black River Blvd N, Rome, NY 13440Directions
- West Rome Branch1300 Erie Blvd W, Rome, NY 13440Directions
- North Utica Branch50 Auert Ave, Utica, NY 13502Directions
- West Winfield Branch381 W Main St, West Winfield, NY 13491Directions
- Whitesboro Branch34 Oriskany Blvd, Whitesboro, NY 13492Directions
Albany area · 5
- Albany Ny Branch30 S Pearl St, Albany, NY 12207Directions
- Central Avenue Albany Branch979 Central Ave, Albany, NY 12205Directions
- Delmar Ny Branch255 Delaware Avenue, Delmar, NY 12054Directions
- Latham Ny Branch628 Loudon Road, Latham, NY 12110Directions
- North Greenbush Branch576 N Greenbush Rd, Rensselaer, NY 12144Directions
Kiryas Joel area · 2
- Fishkill Branch804 Route 9, Fishkill, NY 12524Directions
- Pawling Branch144 Route 22, Pawling, NY 12564Directions
Amsterdam area · 1
- Sanford Farms Branch140 Sanford Farms Plaza, Amsterdam, NY 12010Directions
Hudson area · 1
- New Lebanon Branch488 Columbia Pike, New Lebanon, NY 12125Directions
Glens Falls area · 1
- Queensbury Branch183 Quaker Rd, Queensbury, NY 12804Directions
Rhode Island
26 branches
- Coventry Branch3 Coventry Shoppers Park, Coventry, RI 02816Directions
- Atwood Avenue Branch383 Atwood Ave, Cranston, RI 02920Directions
- Oaklawn Avenue Branch1340 Oaklawn Avenue, Cranston, RI 02920Directions
- Park Avenue Branch1047 Park Ave, Cranston, RI 02910Directions
- Plainfield Pike Branch2104 Plainfield Pike, Cranston, RI 02921Directions
- East Greenwich Branch1269 S County Trl, East Greenwich, RI 02818Directions
- East Providence Branch195 Taunton Ave, East Providence, RI 02914Directions
- East Providence Branch77 Highland Ave, East Providence, RI 02914Directions
- Johnston Branch1450 Hartford Ave, Johnston, RI 02919Directions
- Lincoln Branch625b George Washington Hwy, Lincoln, RI 02865Directions
- 165 East Main Road Branch165 E Main Rd, Middletown, RI 02842Directions
- Middletown Branch132 E Main Rd, Middletown, RI 02842Directions
- Newport - Bellevue Ave. Branch181 Bellevue Avenue, Newport, RI 02840Directions
- Newport Federal Savings Bank Branch100 Bellevue Ave, Newport, RI 02840Directions
- North Kingstown Branch1140 Ten Rod Rd, North Kingstown, RI 02852Directions
- Pawtucket Branch499 Smithfield Ave, Pawtucket, RI 02860Directions
- Bank Rhode Island Branch1 Turks Head Pl, Providence, RI 02903Directions
- East Side Branch137 Pitman St, Providence, RI 02906Directions
- Smithfield Branch445 Putnam Pike, Smithfield, RI 02828Directions
- Wakefield Branch122 Tower Hill Road, Wakefield, RI 02879Directions
- Wakefield Branch290 Main St, Wakefield, RI 02879Directions
- 265 Jefferson Blvd Branch265 Jefferson Blvd, Warwick, RI 02888Directions
- Governor Francis Branch1300 Warwick Ave, Warwick, RI 02888Directions
- Warwick Branch2975 W Shore Rd, Warwick, RI 02886Directions
- Westerly Branch18 Post Rd, Westerly, RI 02891Directions
- Woonsocket Branch1175 Cumberland Hill Rd, Woonsocket, RI 02895Directions
Connecticut
18 branches
Hartford area · 9
- Enfield Branch85 Freshwater Blvd, Enfield, CT 06082Directions
- Farmington Branch763 Farmington Ave, Farmington, CT 06032Directions
- Glastonbury Office Branch7 Sycamore St, Glastonbury, CT 06033Directions
- Hebron Branch115 Main St, Hebron, CT 06248Directions
- Mansfield East Brook Mall Branch95 Storrs Road, Mansfield Center, CT 06250Directions
- Rocky Hill Branch396 Cromwell Ave, Rocky Hill, CT 06067Directions
- South Windsor Branch1000 Sullivan Ave, South Windsor, CT 06074Directions
- West Hartford Branch927 Farmington Ave, West Hartford, CT 06107Directions
- Simsbury, Ct Branch16 Albany Tpke, West Simsbury, CT 06092Directions
Norwich area · 6
- Colchester Branch63 Norwich Ave, Colchester, CT 06415Directions
- Groton Branch996 Poquonnock Rd, Groton, CT 06340Directions
- Lebanon Branch554 Exeter Rd, Lebanon, CT 06249Directions
- Norwich Branch108 Salem Tpke, Norwich, CT 06360Directions
- Pawcatuck Branch445 Liberty St, Pawcatuck, CT 06379Directions
- Savings Institute B&Tc Branch803 Main St, Willimantic, CT 06226Directions
Putnam area · 3
- Brooklyn Branch536 Providence Rd, Brooklyn, CT 06234Directions
- Canterbury Branch180 Westminster Rd, Canterbury, CT 06331Directions
- Moosup Branch344 Prospect St, Moosup, CT 06354Directions
Vermont
5 branches
Bennington area · 3
- Arlington Branch3816 Vermont Route 7a, Arlington, VT 05250Directions
- Manchester Main Street Office4912 Main St, Manchester Center, VT 05255Directions
- Richville Road Branch3450 Richville Road, Manchester Center, VT 05255Directions
Lebanon area · 1
- Ludlow Branch152 Main St, Ludlow, VT 05149Directions
Rutland area · 1
- Court Square Branch22 West St, Rutland, VT 05701Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.83% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.90% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.05% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $96 | $85 | — |
- CapitalLeverage ratio9.83%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.90%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.05%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$96Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Beacon Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.