Credit union · NCUA insured
Franklin Trust Federal Credit Union
Top CarrotA $70.6M credit union headquartered in Hartford, CT, with 8,916 members and 1 branch in Connecticut. Best rates: CDs 3.35% and savings 4.00% APY.
Franklin Trust Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 85% of U.S. banks and credit unions
#7 of 41 in Hartford, CT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Franklin Trust Federal Credit Union
Dedicated to serving the Hartford community since 1934, Franklin Trust Federal Credit Union is member-owned.
- Headquarters
- 624 Franklin Ave, Hartford, CT 06114
- NCUA charter
- 12
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living, working, worshiping, or attending school in Hartford County, Connecticut.
Cost to join
- Membership requires starting with $25 in savings.
Branches
1 branch in Connecticut
Loading map…
Connecticut
1 branch
- Main Office 632632 Franklin Ave, Hartford, CT 06114Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.84% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.88% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.90% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $53 | $59 | — |
- CapitalNet worth ratio9.84%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.88%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.90%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$53Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Franklin Trust Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.