Credit union · NCUA insured
Dutch Point Credit Union
A $560M credit union headquartered in Wethersfield, CT, with 24,456 members and 7 branches in Connecticut. Best rates: CDs 4.45% and savings 0.60% APY.
Dutch Point Credit Union Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#11 of 41 in Hartford, CT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Dutch Point Credit Union
Dutch Point Credit Union has served individuals and families across Connecticut for more than 60 years, with roots in Wethersfield, Connecticut.
As a not-for-profit credit union, it operates branch locations in Wethersfield, Newington, Berlin, Bloomfield, Niantic, and Middletown.
- Headquarters
- 195 Silas Deane Hwy, Wethersfield, CT 06109-1240
- NCUA charter
- 60457
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Hartford, New Haven, New London, or Middlesex County, Connecticut are eligible for membership.
Family and household
- Family members of current Dutch Point Credit Union members are eligible for membership.
Branches
7 branches in Connecticut
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Connecticut
7 branches
Hartford area · 5
- WethersfieldMain office195 Silas Deane Hwy, Wethersfield, CT 06109Directions
- Berlin107 Selden St, Berlin, CT 06037Directions
- Bloomfield1 Wintonbury Mall, Bloomfield, CT 06002Directions
- Middletown213 Court St Ste 101, Middletown, CT 06457Directions
- Newington465 Willard Ave, Newington, CT 06111Directions
Norwich area · 2
- Niantic241 Main St, Niantic, CT 06357Directions
- Millstone156 Rope Ferry Rd, Waterford, CT 06385Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.55% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.12% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.03% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $64 | $76 | — |
- CapitalNet worth ratio10.55%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.12%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.03%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$64Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Dutch Point Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.