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Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in South Dakota

Showing 1–25 of 46 scored for CDs

  1. San Diego Firefighters Federal Credit Union3–8 mo 4.15% · 9–15 mo 4.45% · 16–30 mo 4.35% · 31–60 mo 4.25%

    Credit union · 1 branch

    97CD score#1 in South Dakota
  2. Dakota Community Bank & Trust3–8 mo 3.03% · 9–15 mo 4.02% · 16–30 mo 4.60% · 31–60 mo 4.80%

    Bank · 1 branch

    94CD score#2 in South Dakota
  3. CorTrust Bank3–8 mo 4.05% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 4.30%

    Bank · 22 branches

    94CD score#3 in South Dakota
  4. Sioux Valley Co-op Federal Credit Union3–8 mo — · 9–15 mo 4.00% · 16–30 mo 4.60% · 31–60 mo 5.00%

    Credit union · 1 branch

    92CD score#4 in South Dakota
  5. BankNorth3–8 mo 4.20% · 9–15 mo 4.16% · 16–30 mo 4.16% · 31–60 mo 3.50%

    Bank · 2 branches

    92CD score#5 in South Dakota
  6. Security First Bank3–8 mo 4.01% · 9–15 mo 4.11% · 16–30 mo 4.16% · 31–60 mo 3.91%

    Bank · 4 branches

    90CD score#6 in South Dakota
  7. Dakotaland Federal Credit Union3–8 mo 5.00% · 9–15 mo 3.30% · 16–30 mo 4.25% · 31–60 mo 3.15%

    Credit union · 12 branches

    89CD score#7 in South Dakota
  8. Northern Hills Federal Credit Union3–8 mo 3.90% · 9–15 mo 4.00% · 16–30 mo 4.20% · 31–60 mo 3.90%

    Credit union · 4 branches

    89CD score#8 in South Dakota
  9. First PREMIER Bank3–8 mo 3.78% · 9–15 mo 3.30% · 16–30 mo 4.01% · 31–60 mo 4.25%

    Bank · 13 branches

    88CD score#9 in South Dakota
  10. Security National Bank of South Dakota3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 4.25% · 31–60 mo 3.50%

    Bank · 3 branches

    88CD score#10 in South Dakota
  11. First Western Bank3–8 mo 3.79% · 9–15 mo 4.11% · 16–30 mo 4.20% · 31–60 mo —

    Bank · 1 branch

    88CD score#11 in South Dakota
  12. Voyage Federal Credit Union3–8 mo 4.09% · 9–15 mo 4.09% · 16–30 mo 3.36% · 31–60 mo 2.74%

    Credit union · 4 branches

    87CD score#12 in South Dakota
  13. Area Federal Credit Union3–8 mo 4.04% · 9–15 mo 4.06% · 16–30 mo 3.80% · 31–60 mo —

    Credit union · 2 branches

    87CD score#13 in South Dakota
  14. Citi3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.00% · 31–60 mo 2.00%

    Bank · 2 branches

    87CD score#14 in South Dakota
  15. Elkhorn Valley Bank3–8 mo 3.75% · 9–15 mo 4.20% · 16–30 mo 3.25% · 31–60 mo 3.40%

    Bank · 1 branch

    86CD score#15 in South Dakota
  16. M-O Federal Credit Union3–8 mo 3.79% · 9–15 mo 4.04% · 16–30 mo 3.84% · 31–60 mo 3.02%

    Credit union · 1 branch

    85CD score#16 in South Dakota
  17. Lakota FCU3–8 mo 2.30% · 9–15 mo 4.00% · 16–30 mo 3.50% · 31–60 mo 4.00%

    Credit union · 1 branch

    85CD score#17 in South Dakota
  18. Merchants State Bank3–8 mo 2.85% · 9–15 mo 4.00% · 16–30 mo 3.25% · 31–60 mo 4.00%

    Bank · 4 branches

    84CD score#18 in South Dakota
  19. Reliabank3–8 mo 3.61% · 9–15 mo — · 16–30 mo 3.76% · 31–60 mo 4.07%

    Bank · 10 branches

    84CD score#19 in South Dakota
  20. Rushmore Credit Union3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 3.75% · 31–60 mo 3.75%

    Credit union · 1 branch

    84CD score#20 in South Dakota
  21. Siouxland Federal Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 3.55% · 31–60 mo 3.55%

    Credit union · 1 branch

    84CD score#20 in South Dakota
  22. The First National Bank in Sioux Falls3–8 mo 3.67% · 9–15 mo 3.91% · 16–30 mo 4.01% · 31–60 mo —

    Bank · 19 branches

    83CD score#22 in South Dakota
  23. Levo Credit Union®3–8 mo 3.28% · 9–15 mo 3.55% · 16–30 mo 3.55% · 31–60 mo 3.80%

    Credit union · 6 branches

    81CD score#23 in South Dakota
  24. Coteau Valley Federal Credit Union3–8 mo 3.82% · 9–15 mo 3.98% · 16–30 mo 2.63% · 31–60 mo 2.99%

    Credit union · 1 branch

    81CD score#24 in South Dakota
  25. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 29 branches

    81CD score#25 in South Dakota

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 72 of the 118 institutions with a branch in South Dakota have too few rates published or captured to score. Rankings are a preview, not awards.