Bank · FDIC insured
Security First Bank
A $2.3B bank headquartered in Lincoln, NE, with 36 branches in 2 states. Best rates: CDs 4.16% APY.
Security First Bank Carrot Score
77
Carrot Score
Higher than 44% of U.S. banks and credit unions
#3 of 7 in Beatrice, NE metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Security First Bank
Founded in 1898 as Stockmen's National Bank in Rushville, Nebraska, the institution changed its name to Security First Bank in 1999.
Headquartered in Rapid City, South Dakota, the privately-held bank operates 36 branch locations and 14 insurance offices across Nebraska and southwest South Dakota.
- Headquarters
- 5505 Red Rock Ln, Lincoln, NE 68516
- FDIC certificate
- 5415 ↗
Branches
36 branches in 2 states
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Nebraska
32 branches
Beatrice area · 6
- Auto Bank Branch1900 Court St, Beatrice, NE 68310Directions
- Beatrice Branch120 N 6th St, Beatrice, NE 68310Directions
- North 6th Street Branch2301 N 6th St, Beatrice, NE 68310Directions
- Blue Springs Branch101 E Broad St, Blue Springs, NE 68318Directions
- Clatonia Branch160 Washington St, Clatonia, NE 68328Directions
- Cortland Branch525 Us Highway 77, Cortland, NE 68331Directions
Lincoln area · 3
- Security First BankMain office5505 Red Rock Ln, Lincoln, NE 68516Directions
- Garret Lane Branch1300 Garret Ln, Lincoln, NE 68512Directions
- Lincoln Branch8260 Northwoods Dr, Lincoln, NE 68505Directions
Lexington area · 3
- Cozad Branch202 W 8th St, Cozad, NE 69130Directions
- Elwood Branch201 Smith Ave, Elwood, NE 68937Directions
- Overton Branch501 C St, Overton, NE 68863Directions
Alliance area · 1
- Alliance Branch423 W 3rd St, Alliance, NE 69301Directions
Atkinson area · 1
- Atkinson Branch118 E State St, Atkinson, NE 68713Directions
Broken Bow area · 1
- Broken Bow Branch901 S D St, Broken Bow, NE 68822Directions
Burwell area · 1
- Burwell Branch163 Grand Ave, Burwell, NE 68823Directions
Callaway area · 1
- Callaway Branch101 E Kimball St, Callaway, NE 68825Directions
Chadron area · 1
- Security First Bank, Chadron Branch1328 Highway 20, Chadron, NE 69337Directions
Cody area · 1
- Cody Branch104 E Nebraska Ave, Cody, NE 69211Directions
Crawford area · 1
- Crawford Branch403 2nd St, Crawford, NE 69339Directions
Harrison area · 1
- Harrison Branch289 Main St, Harrison, NE 69346Directions
Hay Springs area · 1
- Hay Springs Branch231 N Main St, Hay Springs, NE 69347Directions
McCook area · 1
- Mccook Branch211 W C St, McCook, NE 69001Directions
Merriman area · 1
- Merriman Branch111 N Mills, Merriman, NE 69218Directions
Norfolk area · 1
- Norfolk Branch400 Braasch Ave, Norfolk, NE 68701Directions
O'Neill area · 1
- O'Neill Branch330 E Douglas St, O'Neill, NE 68763Directions
Ord area · 1
- Ord Branch1504 L St, Ord, NE 68862Directions
Rushville area · 1
- Rushville Branch102 E 2nd St, Rushville, NE 69360Directions
Scottsbluff area · 1
- Scottsbluff Branch2001 Broadway, Scottsbluff, NE 69361Directions
Sidney area · 1
- Sidney Branch1205 Jackson St, Sidney, NE 69162Directions
Thedford area · 1
- Thedford Branch502 Main St, Thedford, NE 69166Directions
Valentine area · 1
- Valentine Branch253 N Main St, Valentine, NE 69201Directions
South Dakota
4 branches
Rapid City area · 2
- Rapid City Branch501 Quincy Street, Rapid City, SD 57702Directions
- Buffalo Crossing Branch1919 Hope Ct, Rapid City, SD 57701Directions
Martin area · 1
- Martin Branch401 3rd Ave, Martin, SD 57551Directions
Spearfish area · 1
- Spearfish Branch2405 E Colorado Blvd, Spearfish, SD 57783Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.30% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.17% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.81% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $78 | $88 | — |
- CapitalLeverage ratio8.30%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.17%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.81%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$78Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Security First Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.