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Credit union · NCUA insured

Sioux Valley Co-op Federal Credit Union CD Rates

Top Carrot, Carrot Score 92Top Carrot

Sioux Valley Co-op Federal Credit Union’s best CD rate is 5.00% APY on a 3-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 22, 2026.

How Sioux Valley Co-op Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Watertown, SD, where Sioux Valley Co-op Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 92

    This credit union’s best

    Sioux Valley Co-op Federal Credit Union

    5.00%APY

    Term
    36 months
    Requires
    None
    Minimum
    $0
    Earns on $10,000
    $1,576

    Share Certificates

  • Top Carrot, Carrot Score 87

    Top rate

    Dakotaland Federal Credit Union

    5.00%APY

    Term
    5 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $205

    Dakotaland Federal Credit Union rates

  • 3rd-highest rate

    Wells Fargo

    4.25%APY

    Term
    11 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $389

    Wells Fargo rates

Compare CD rates near you →

Sioux Valley Co-op Federal Credit Union CD score

92

CD score

Higher than 94% of U.S. banks and credit unions

By term
  • 9–15 months9–15 mo4.00%
  • 16–30 months16–30 mo4.60%
  • 31–60 months31–60 mo5.00%
  • QualifiedQualified5.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Sioux Valley Co-op Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Sioux Valley Co-op Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Eligibility is open to a Sioux Valley Coop Cenex Member.
  • Eligibility is open to employees of listed qualifying partner organizations (B&G Welding, Dakota Bodies, Jenkins Living Center, NorthStar System Built, Persona, Sioux Valley Coop Cenex, Smith Equipment/Miller MFG, South Dakota Partners Inc, Spartronics, Terex, Twin City Die Casting, Watertown Transit, Wurth Electronics).

Military, government and schools

  • Eligibility is open to employees of Codington County.

Family and household

  • Eligibility is open to immediate family members of an existing Sioux Valley Coop FCU member.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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