Bank · FDIC insured
BankNorth CD Rates
BankNorth’s best CD rate is 4.20% APY on a 7-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How BankNorth’s CD rates compare
Compared with banks and credit unions near Fargo, ND-MN, where BankNorth has the most branches. $10,000, best rate first.
This bank’s best
BankNorth
4.20%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $243
Certificate of Deposit Specials
Top rate
Magnifi Financial
4.50%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,163
2nd-highest rate
Midwest Bank
4.50%APY
- Term
- 54 months
- Minimum
- $500
- Earns on $10,000
- $2,191
BankNorth CD score
92
CD score
Higher than 93% of U.S. banks and credit unions
- 3–8 months3–8 mo4.20%
- 9–15 months9–15 mo4.16%
- 16–30 months16–30 mo4.16%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankNorth ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit Specials
Up to 4.20%APY · 3 terms
A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening, once per term, on 24 month through 60 month CDs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months | 4.20% | $243 |
| 14 months | 4.16% | $487 |
| 21 months | 4.16% | $739 |
Sources (1)
- banknorth.bank/banking/interest-rates · captured Oct 4, 2026
Certificates of Deposit
Up to 3.79%APY · 8 terms
A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening, once per term, on 24 month through 60 month CDs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.03% | $75 |
| 6 months | 3.79% | $188 |
| 12 months | 3.75% | $375 |
| 18 months | 3.75% | $568 |
| 24 monthsInterest rate and APY may change after account opening, once per term | 3.50% | $712 |
| 36 monthsInterest rate and APY may change after account opening, once per term | 3.50% | $1,087 |
| 48 monthsInterest rate and APY may change after account opening, once per term | 3.50% | $1,475 |
| 60 monthsInterest rate and APY may change after account opening, once per term | 3.50% | $1,877 |
Sources (1)
- banknorth.bank/banking/interest-rates · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.