Bank · FDIC insured
Security First Bank CD Rates
Security First Bank’s best CD rate is 4.16% APY on a 2-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Security First Bank’s CD rates compare
Compared with banks and credit unions near Beatrice, NE, where Security First Bank has the most branches. $10,000, best rate first.
This bank’s best
Security First Bank
4.16%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $849
Traditional Time Deposit Accounts
Top rate
Adams State Bank
4.27%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $872
3rd-highest rate
First State Bank Nebraska
4.05%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $614
Security First Bank CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo4.01%
- 9–15 months9–15 mo4.11%
- 16–30 months16–30 mo4.16%
- 31–60 months31–60 mo3.91%
- QualifiedQualified4.16%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Security First Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Traditional Time Deposit Accounts
Up to 4.16%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest cannot remain on deposit; payout of interest is mandatory. Early withdrawal penalty applies | 3.96% | $98 |
| 6 monthsInterest cannot remain on deposit; payout of interest is mandatory. Early withdrawal penalty applies | 4.01% | $199 |
| 12 monthsInterest cannot remain on deposit; payout of interest is mandatory. Early withdrawal penalty applies | 4.11% | $411 |
| 18 monthsInterest cannot remain on deposit; payout of interest is mandatory. Early withdrawal penalty applies | 4.11% | $623 |
| 24 monthsInterest cannot remain on deposit; payout of interest is mandatory. Early withdrawal penalty applies | 4.16% | $849 |
| 36 monthsInterest cannot remain on deposit; payout of interest is mandatory. Early withdrawal penalty applies | 3.91% | $1,219 |
| 60 monthsInterest cannot remain on deposit; payout of interest is mandatory. Early withdrawal penalty applies | 3.91% | $2,114 |
Sources (1)
- security1stbank.com/personal-banking/time-deposits · captured Oct 5, 2026
Flex CD Account
4.06%APY · 1 term
Public entities not eligible.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsInterest cannot remain on deposit; payout of interest is mandatory. Penalty for early withdrawal. Public entities not eligible. Make additional deposits up to initial amount; withdraw funds without penalty up to four times after first week on deposit; increase rate one time during term | 4.06% | $828 |
Sources (1)
- security1stbank.com/personal-banking/time-deposits · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.