Bank · FDIC insured
Reliabank
A $788.4M bank headquartered in Estelline, SD, with 10 branches in South Dakota. Best rates: CDs 4.07% and savings 0.10% APY.
Reliabank Carrot Score
67
Carrot Score
Higher than 19% of U.S. banks and credit unions
#14 of 18 in Sioux Falls, SD-MN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Reliabank
Chartered in 1920, Reliabank Dakota is a family-owned financial institution serving the I-29 Corridor in South Dakota.
- Headquarters
- 211 Main St N, Estelline, SD 57234
- FDIC certificate
- 16221 ↗
Branches
10 branches in South Dakota
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South Dakota
10 branches
Sioux Falls area · 5
- Reliabank Dakota - Colton, Sd Branch200 E. 4th St., Colton, SD 57018Directions
- Hartford Branch304 W Sd Highway 38, Hartford, SD 57033Directions
- Humboldt Branch1003 W 2nd Ave, Humboldt, SD 57035Directions
- Sioux Falls Branch608 W 86th St, Sioux Falls, SD 57108Directions
- Tea Branch720 E Kevin Dr, Tea, SD 57064Directions
Watertown area · 2
- Watertown Branch1401 4th St Ne, Watertown, SD 57201Directions
- Watertown Sw Branch830 10th St Sw, Watertown, SD 57201Directions
Estelline area · 1
- Reliabank DakotaMain office211 Main St N, Estelline, SD 57234Directions
Hayti area · 1
- Hayti Branch117 Main Avenue, Hayti, SD 57241Directions
Hazel area · 1
- Hazel Branch11 W William St, Hazel, SD 57242Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.49% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.26% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.37% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $80 | $81 | — |
- CapitalLeverage ratio10.49%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.26%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.37%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$80Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Reliabank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.