Bank · FDIC insured
Dakota Community Bank & Trust
A $1.4B bank headquartered in Hebron, ND, with 13 branches in 2 states. Best rates: CDs 5.10% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs944.80%for 31–60 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Dakota Community Bank & Trust
Originally chartered in 1940 as Security Bank of Hebron, Dakota Community Bank & Trust is headquartered in Hebron, North Dakota, and operates 13 branches across North and South Dakota.
The locally-owned institution transitioned to a national charter in 2005 and adopted its current name in 2011 after assuming trust powers.
- Headquarters
- 609 Main St, Hebron, ND 58638
- FDIC certificate
- 15728 ↗
Branches
13 branches in 2 states
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North Dakota
12 branches
Bismarck area · 6
- Dakota Community Bank & Trust, National AssociationMain office609 Main St, Hebron, ND 58638Directions
- Bismarck Branch1727 State St, Bismarck, ND 58501Directions
- South Seventh Street Branch919 S 7th St, Bismarck, ND 58504Directions
- Glen Ullin Branch108 S Main St, Glen Ullin, ND 58631Directions
- Lincoln Branch66 Santee Rd, Lincoln, ND 58504Directions
- Mandan Branch4321 Memorial Hwy, Mandan, ND 58554Directions
Dickinson area · 4
- Dickinson Branch14 3rd Ave W, Dickinson, ND 58601Directions
- Dickinson Branch (3rd Ave W)2284 3rd St W, Dickinson, ND 58601Directions
- Richardton Branch128 B St N, Richardton, ND 58652Directions
- Taylor Branch123 Main Street, Taylor, ND 58656Directions
Bowman area · 1
- Bowman Branch26 N Main St, Bowman, ND 58623Directions
New Leipzig area · 1
- New Leipzig Branch111 Main Ave, New Leipzig, ND 58562Directions
South Dakota
1 branch
- Dakota Community Bank & Trust, Na - Mobridge Branch111 E Grand Xing, Mobridge, SD 57601Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.07% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.08% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.83% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $68 | $88 | — |
- CapitalLeverage ratio9.07%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.08%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.83%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$68Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Dakota Community Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.