Credit union · NCUA insured
Dakotaland Federal Credit Union
Top CarrotA $739.6M credit union headquartered in Huron, SD, with 42,263 members and 12 branches in South Dakota. Best rates: CDs 5.00% and savings 0.50% APY.
Dakotaland Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#1 of 4 in Huron, SD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Dakotaland Federal Credit Union
Dakotaland Federal Credit Union was founded in 1935 in Huron, South Dakota, originally established as Armour Federal Credit Union to serve meat packing employees before renaming in 1983.
Operating 12 branch locations, the credit union currently serves a 51-county service area across South Dakota.
- Headquarters
- 2297 Kansas Ave SE, Suite 1, Huron, SD 57350
- NCUA charter
- 167
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in 51 specified South Dakota counties are eligible for membership.
Branches
12 branches in South Dakota
Loading map…
South Dakota
12 branches
Huron area · 3
- Administration CenterMain office2297 Kansas Ave SE, Suite 1, Huron, SD 57350Directions
- Huron Main Branch1371 Dakota Ave S, Huron, SD 57350Directions
- Huron North Branch321 Dakota Ave N, Huron, SD 57350Directions
Brookings area · 2
- Brookings Branch2423 6th St, Brookings, SD 57006Directions
- Volga Branch99 Caspian Ave, Volga, SD 57071Directions
Mitchell area · 2
- Mitchell Branch301 S Ohlman St, Mitchell, SD 57301Directions
- Woonsocket Branch719 E 7th St Ste 2, Woonsocket, SD 57385Directions
Aberdeen area · 1
- Aberdeen Branch224 6th Ave SE Ste 1, Aberdeen, SD 57401Directions
De Smet area · 1
- De Smet Branch108 US Highway 14 W, De Smet, SD 57231Directions
Madison area · 1
- Madison Branch1004 S Washington Ave, Madison, SD 57042Directions
Redfield area · 1
- Redfield Branch509 N Main St, Redfield, SD 57469Directions
Watertown area · 1
- Watertown Branch1101 9th Ave SE, Watertown, SD 57201Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.87% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.57% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.58% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $78 | $76 | — |
- CapitalNet worth ratio10.87%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.57%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.58%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$78Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Dakotaland Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.