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Credit union · NCUA insured

San Diego Firefighters Federal Credit Union CD Rates

Top Carrot, Carrot Score 93Top Carrot

San Diego Firefighters Federal Credit Union’s best CD rate is 4.45% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.

How San Diego Firefighters Federal Credit Union’s CD rates compare

Compared with banks and credit unions near San Diego, CA, where San Diego Firefighters Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 93

    This credit union’s best

    San Diego Firefighters Federal Credit Union

    4.45%APY

    Term
    12 months
    Minimum
    $2,000
    Earns on $10,000
    $445

    Share Certificate

  • Top Carrot, Carrot Score 89

    Top rate

    California Credit Union

    4.50%APY

    Term
    13 months
    Minimum
    $1,000
    Earns on $10,000
    $488

    California Credit Union rates

  • 3rd-highest rate

    City National Bank

    4.39%APY

    Term
    12 months
    Minimum
    $2,500
    Earns on $10,000
    $439

    City National Bank rates

Compare CD rates near you →

San Diego Firefighters Federal Credit Union CD score

97

CD score

Higher than 99% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo4.15%
  • 9–15 months9–15 mo4.45%
  • 16–30 months16–30 mo4.35%
  • 31–60 months31–60 mo4.25%
  • QualifiedQualified4.45%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where San Diego Firefighters Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join San Diego Firefighters Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees or members of Firefighter Related Organizations are eligible for membership.

Military, government and schools

  • Employed and compensated or retired firefighters, fire department personnel, and lifeguards permanently assigned to any Fire Department located within San Diego County are eligible for membership.

Family and household

  • Immediate family members of eligible members, including spouse (or domestic partners living in the same household), children, grandchildren, siblings, parents, and grandparents, are eligible for membership.

Cost to join

  • Membership requires opening a Regular Savings account with a $25 minimum deposit.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← San Diego Firefighters Federal Credit Union overview