Credit union · NCUA insured
Coteau Valley Federal Credit Union
A $18.9M credit union headquartered in Sisseton, SD, with 2,216 members and 1 branch in South Dakota. Best rates: CDs 3.98% and savings 0.20% APY.
Coteau Valley Federal Credit Union Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#39 of 47 in South DakotaHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Coteau Valley Federal Credit Union
Founded in November 1950 as a federally chartered credit union, Coteau Valley Federal Credit Union serves persons who live, work, worship, or attend school in Roberts County, South Dakota.
The institution is member-owned and operates as a not-for-profit cooperative financial institution.
- Headquarters
- 212 W Hickory St, Sisseton, SD 57262-1826
- NCUA charter
- 6992
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, volunteer, or attend school in and businesses and other legal entities in the underserved area of Roberts County, South Dakota are eligible for membership.
Employers and groups
- Employees of Coteau Valley Federal Credit Union are eligible for membership.
- Members, participating patrons, and employees of Country Partners Cooperative in Browns Valley, Minnesota and Sisseton, South Dakota are eligible for membership.
Family and household
- Members of the immediate families of eligible persons/members are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
Branches
1 branch in South Dakota
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South Dakota
1 branch
- Coteau Valley Federal Credit UnionMain office212 W Hickory St, Sisseton, SD 57262Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.99% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.98% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.69% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $58 | $59 | — |
- CapitalNet worth ratio9.99%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.98%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.69%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$58Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Coteau Valley Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.