Bank · FDIC insured
Security National Bank of South Dakota
A $251.5M bank headquartered in Dakota Dunes, SD, with 3 branches in South Dakota. Best rates: CDs 4.25% and savings 3.50% APY.
Security National Bank of South Dakota Carrot Score
72
Carrot Score
Higher than 30% of U.S. banks and credit unions
#13 of 18 in Sioux Falls, SD-MN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Security National Bank of South Dakota
- Headquarters
- 325 Dakota Dunes Blvd, Dakota Dunes, SD 57049
- FDIC certificate
- 34394 ↗
Branches
3 branches in South Dakota
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South Dakota
3 branches
Sioux Falls area · 2
- 26th Street Branch4621 W 26th St, Sioux Falls, SD 57106Directions
- 74th And Louise Branch6601 S Louise Ave, Sioux Falls, SD 57108Directions
Sioux City area · 1
- Security National Bank of South DakotaMain office325 Dakota Dunes Blvd, Dakota Dunes, SD 57049Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.12% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.48% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $89 | $81 | — |
- CapitalLeverage ratio14.12%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.48%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$89Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Security National Bank of South Dakota are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.