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Credit union · NCUA insured

Siouxland Federal Credit Union CD Rates

Top Carrot, Carrot Score 88Top Carrot

Siouxland Federal Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.

How Siouxland Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Sioux City, IA-NE-SD, where Siouxland Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 88

    This credit union’s best

    Siouxland Federal Credit Union

    4.00%APY

    Term
    12 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $400

    Share Certificates

  • Top rate

    Northwest Bank

    4.50%APY

    Term
    26 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $1,001

    Northwest Bank rates

  • 2nd-highest rate

    Premier Credit Union

    4.45%APY

    Term
    7 months
    Requires
    None
    Minimum
    $2,000
    Earns on $10,000
    $257

    Premier Credit Union rates

Compare CD rates near you →

Siouxland Federal Credit Union CD score

84

CD score

Higher than 65% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.75%
  • 9–15 months9–15 mo4.00%
  • 16–30 months16–30 mo3.55%
  • 31–60 months31–60 mo3.55%
  • QualifiedQualified4.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Siouxland Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Siouxland Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to persons who live, work, worship, or attend school in, and business and other legal entities located within prescribed underserved rural district qualifying census tracts across specified counties in Iowa, Nebraska, South Dakota, Kansas, and Missouri.

Employers and groups

  • Membership is open to employees and members of the Community Impact Fund.
  • Membership is open to employees of Siouxland Federal Credit Union.
  • Membership is open to organizations of eligible persons, and corporate or other legal entities of this charter.
  • Membership is open to persons retired or pensioners or annuitants from qualifying employment.
  • Membership is open to employees of Tyson Packing plant who work in, or are paid or supervised from, or are headquartered in Dakota City, NE.
4 more ways to join

Employers and groups

  • Membership is open to volunteers of qualifying groups.

Family and household

  • Membership is open to members of the immediate family or household of eligible persons.
  • Membership is open to spouses of persons who died while within the field of membership of Siouxland Federal Credit Union.

Other ways

  • Membership is open to current members of record as of September 9, 2026.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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