Bank · FDIC insured
First PREMIER Bank CD Rates
First PREMIER Bank’s best CD rate is 4.25% APY on a 57-month CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How First PREMIER Bank’s CD rates compare
Compared with banks and credit unions near Sioux Falls, SD-MN, where First PREMIER Bank has the most branches. $10,000, best rate first.
This bank’s best
First PREMIER Bank
4.25%APY
- Term
- 57 months
- Minimum
- $10,000
- Earns on $10,000
- $2,186
Certificates of Deposit
Top rate
Quoin Financial Bank
4.60%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $499
2nd-highest rate
CorTrust Bank
4.30%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,346
First PREMIER Bank CD score
88
CD score
Higher than 82% of U.S. banks and credit unions
By term
- 3–8 months3–8 mo3.78%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo4.01%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First PREMIER Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 12 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1–6 monthsA penalty may be imposed for early withdrawal. APY is 2.99-2.97% depending on term | 2.99% | $25 |
| 1–6 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal. APY is 3.24-3.22% depending on term | 3.24% | $27 |
| 6–12 monthsA penalty may be imposed for early withdrawal. APY is 3.02-3.00% depending on term | 3.02% | $150 |
| 6–12 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal. APY is 3.27-3.25% depending on term | 3.27% | $162 |
| 7 monthsAfter seven months, this will automatically renew into the 7-month CD special rate when available. A penalty may be imposed for early withdrawal | 3.78% | $219 |
| 12–24 monthsA penalty may be imposed for early withdrawal | 3.05% | $305 |
| 12–24 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal | 3.30% | $330 |
| 17 monthsAfter seventeen months, this will automatically renew into the 17-month CD special rate when available. A penalty may be imposed for early withdrawal | 4.01% | $573 |
| 24–36 monthsA penalty may be imposed for early withdrawal | 3.10% | $630 |
| 24–36 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal | 3.30% | $671 |
| 33 monthsA penalty may be imposed for early withdrawal | 4.06% | $1,157 |
| 36–48 monthsA penalty may be imposed for early withdrawal | 3.15% | $975 |
| 36–48 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal | 3.35% | $1,039 |
| 45 monthsA penalty may be imposed for early withdrawal | 4.15% | $1,647 |
| 48–60 monthsA penalty may be imposed for early withdrawal | 3.20% | $1,343 |
| 48–60 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal | 3.40% | $1,431 |
| 57 monthsA penalty may be imposed for early withdrawal | 4.25% | $2,186 |
| 60–72 monthsA penalty may be imposed for early withdrawal | 3.25% | $1,734 |
| 60–72 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal | 3.45% | $1,848 |
Sources (1)
- firstpremier.com/en/personal/s…/certificates-of-deposit · captured Oct 4, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 4.25%APY · 12 terms
Tax-deferred IRA savings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1–6 monthsA penalty may be imposed for early withdrawal. APY is 2.99-2.97% depending on term | 2.99% | $25 |
| 1–6 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal. APY is 3.24-3.22% depending on term | 3.24% | $27 |
| 6–12 monthsA penalty may be imposed for early withdrawal. APY is 3.02-3.00% depending on term | 3.02% | $150 |
| 6–12 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal. APY is 3.27-3.25% depending on term | 3.27% | $162 |
| 7 monthsAfter seven months, this will automatically renew into the 7-month CD special rate when available. A penalty may be imposed for early withdrawal | 3.78% | $219 |
| 12–24 monthsA penalty may be imposed for early withdrawal | 3.05% | $305 |
| 12–24 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal | 3.30% | $330 |
| 17 monthsAfter seventeen months, this will automatically renew into the 17-month CD special rate when available. A penalty may be imposed for early withdrawal | 4.01% | $573 |
| 24–36 monthsA penalty may be imposed for early withdrawal | 3.10% | $630 |
| 24–36 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal | 3.30% | $671 |
| 33 monthsA penalty may be imposed for early withdrawal | 4.06% | $1,157 |
| 36–48 monthsA penalty may be imposed for early withdrawal | 3.15% | $975 |
| 36–48 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal | 3.35% | $1,039 |
| 45 monthsA penalty may be imposed for early withdrawal | 4.15% | $1,647 |
| 48–60 monthsA penalty may be imposed for early withdrawal | 3.20% | $1,343 |
| 48–60 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal | 3.40% | $1,431 |
| 57 monthsA penalty may be imposed for early withdrawal | 4.25% | $2,186 |
| 60–72 monthsA penalty may be imposed for early withdrawal | 3.25% | $1,734 |
| 60–72 monthsMust have a Reward Checking Account to be eligible for these rates. A penalty may be imposed for early withdrawal | 3.45% | $1,848 |
Sources (1)
- firstpremier.com/en/personal/s…-cds/ira-savings-and-cds · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.