Bank · FDIC insured
First Western Bank
A $2.4B bank headquartered in Minot, ND, with 19 branches in 4 states. Best rates: CDs 4.20% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs884.20%for 16–30 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Western Bank
- Headquarters
- 900 S Broadway, Minot, ND 58701
- FDIC certificate
- 19123 ↗
Branches
19 branches in 4 states
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Minnesota
9 branches
Brainerd area · 4
- Baxter Branch14084 Baxter Dr, Baxter, MN 56425Directions
- Crosslake Branch35563 County Road 3, Crosslake, MN 56442Directions
- Nisswa Branch5411 Lakers Ln, Nisswa, MN 56468Directions
- Schaefer'S Foods Branch23964 Smiley Rd, Nisswa, MN 56468Directions
Alexandria area · 3
- Alexandria Branch3313 Highway 29 S, Alexandria, MN 56308Directions
- Carlos Branch301 Main Ave, Carlos, MN 56319Directions
- Miltona Branch228 Oak St N, Miltona, MN 56354Directions
Minneapolis area · 1
- Eden Prairie Branch100 Prairie Center Dr, Eden Prairie, MN 55344Directions
Worthington area · 1
- State Bank Of Lismore Branch190 S 3rd Ave, Lismore, MN 56155Directions
North Dakota
8 branches
Minot area · 3
- First Western Bank & TrustMain office900 S Broadway, Minot, ND 58701Directions
- Detached Facility2200 15th St Sw, Minot, ND 58701Directions
- North Hill Branch2105 16th St Nw, Minot, ND 58703Directions
Fargo area · 3
- Fargo 12th Avenue Branch1414 12th Ave N, Fargo, ND 58102Directions
- Fargo Branch4040 42nd St S, Fargo, ND 58104Directions
- West Fargo Branch855 26th Ave E, West Fargo, ND 58078Directions
Bismarck area · 2
- Bismarck Branch304 E Front Ave, Bismarck, ND 58504Directions
- Bismarck Branch3703 Lockport St, Bismarck, ND 58503Directions
Arizona
1 branch
- Chandler Branch3001 N Alma School Rd, Chandler, AZ 85224Directions
South Dakota
1 branch
- Sioux Falls Branch320 S Phillips Ave, Sioux Falls, SD 57104Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.61% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.42% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.96% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $98 | $88 | — |
- CapitalLeverage ratio9.61%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.42%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.96%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$98Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Western Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.