Bank · FDIC insured
BankNorth
A $694.1M bank headquartered in Arthur, ND, with 11 branches in 2 states. Best rates: CDs 4.20% and savings 0.85% APY.
BankNorth Carrot Score
84
Carrot Score
Higher than 68% of U.S. banks and credit unions
#11 of 25 in Fargo, ND-MN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About BankNorth
Beginning in 1905 as First State Bank of Arthur in North Dakota, the bank became First State Bank of North Dakota in 1992 before rebranding to BankNorth in 2018.
BankNorth operates 11 branches across North Dakota and South Dakota after expanding into South Dakota in 2017.
- Headquarters
- 340 Main St, Arthur, ND 58006
- FDIC certificate
- 8387 ↗
Branches
11 branches in 2 states
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North Dakota
9 branches
Fargo area · 4
- BankNorthMain office340 Main St, Arthur, ND 58006Directions
- Buffalo BranchMain Street, Buffalo, ND 58011Directions
- Casselton Branch41 Langer Ave S, Casselton, ND 58012Directions
- Harwood Branch501 Dakota Ave, Harwood, ND 58042Directions
Enderlin area · 1
- Enderlin Branch324 Railway St, Enderlin, ND 58027Directions
LaMoure area · 1
- Lamoure Branch100 1st Ave Sw, LaMoure, ND 58458Directions
Lisbon area · 1
- Lisbon Branch1002 Main St, Lisbon, ND 58054Directions
Marion area · 1
- Marion Branch204 4th Main Avenue, Marion, ND 58466Directions
Oakes area · 1
- Oakes Branch620 Main Ave, Oakes, ND 58474Directions
South Dakota
2 branches
- Aberdeen Ken'S Branch2201 6th Ave Se, Aberdeen, SD 57401Directions
- Warner Branch1 Main Street, Warner, SD 57479Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.32% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.58% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.94% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $112 | $81 | — |
- CapitalLeverage ratio10.32%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.58%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.94%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$112Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of BankNorth are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.