Bank · FDIC insured
Reliabank CD Rates
Reliabank’s best CD rate is 4.07% APY on a 42-month CD. Terms run from 5 months to 42 months. Rates checked October 22, 2026.
How Reliabank’s CD rates compare
Compared with banks and credit unions near Sioux Falls, SD-MN, where Reliabank has the most branches. $10,000, best rate first.
This bank’s best
Reliabank
4.07%APY
- Term
- 42 months
- Minimum
- $10,000
- Earns on $10,000
- $1,498
Certificates of Deposit
Top rate
Quoin Financial Bank
4.60%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $499
2nd-highest rate
CorTrust Bank
4.30%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,346
Reliabank CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 3–8 months3–8 mo3.61%
- 16–30 months16–30 mo3.76%
- 31–60 months31–60 mo4.07%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Reliabank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.07%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsNot available in online application; must visit with a Reliabank representative to open. Interest paid at maturity. Automatically renews as a 6-month CD at standard non-promotional APY. Early withdrawal penalty of 30 days' interest | 3.61% | $149 |
| 16 monthsNot available in online application; must visit with a Reliabank representative to open. Interest paid every six months. Automatically renews as an 18-month CD at standard non-promotional APY. Early withdrawal penalty of 90 days' interest | 3.76% | $504 |
| 42 monthsNot available in online application; must visit with a Reliabank representative to open. Interest paid every six months. Automatically renews as a 36-month CD at standard non-promotional APY. Early withdrawal penalty of 180 days' interest | 4.07% | $1,498 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.