Bank · FDIC insured
CorTrust Bank CD Rates
CorTrust Bank’s best CD rate is 4.30% APY on a 3-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How CorTrust Bank’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where CorTrust Bank has the most branches. $10,000, best rate first.
This bank’s best
CorTrust Bank
4.30%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,346
Certificates of Deposit (CDs)
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
CorTrust Bank CD score
94
CD score
Higher than 96% of U.S. banks and credit unions
- 3–8 months3–8 mo4.05%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo4.30%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CorTrust Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.30%APY · 9 terms
91 day and 182 day CDs are compounded and paid at maturity. All other CDs are compounded and paid quarterly. Early withdrawal penalty: CDs less than or equal to one year, 30 day interest penalty; CDs greater than one year, 180 days interest penalty. Rates are variable and subject to change. Fees could reduce earnings on account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounded and paid at maturity. Early withdrawal penalty: 30 day interest penalty. Rates variable and subject to change | 4.00% | $100 |
| 6 monthsCompounded and paid at maturity. Early withdrawal penalty: 30 day interest penalty. Rates variable and subject to change | 4.05% | $203 |
| 12 monthsCompounded and paid quarterly. Early withdrawal penalty: 30 day interest penalty. Rates variable and subject to change | 4.10% | $410 |
| 18 monthsCompounded and paid quarterly. Early withdrawal penalty: 180 days interest penalty. Rates variable and subject to change | 4.20% | $637 |
| 24 monthsCompounded and paid quarterly. Early withdrawal penalty: 180 days interest penalty. Rates variable and subject to change | 4.25% | $868 |
| 30 monthsCompounded and paid quarterly. Early withdrawal penalty: 180 days interest penalty. Rates variable and subject to change | 4.25% | $1,097 |
| 36 monthsCompounded and paid quarterly. Early withdrawal penalty: 180 days interest penalty. Rates variable and subject to change | 4.30% | $1,346 |
| 48 monthsCompounded and paid quarterly. Early withdrawal penalty: 180 days interest penalty. Rates variable and subject to change | 4.30% | $1,834 |
| 60 monthsCompounded and paid quarterly. Early withdrawal penalty: 180 days interest penalty. Rates variable and subject to change | 4.30% | $2,343 |
Sources (2)
All captured Oct 9, 2026
Opening an account
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