Credit union · NCUA insured
Siouxland Federal Credit Union
Top CarrotA $353.7M credit union headquartered in South Sioux City, NE, with 25,513 members and 7 branches in 3 states. Best rates: CDs 4.00% and savings 0.75% APY.
Siouxland Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 81% of U.S. banks and credit unions
#2 of 10 in Sioux City, IA-NE-SD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Siouxland Federal Credit Union
On September 9, 2026, Siouxland Federal Credit Union converted from a community charter to a multiple common bond charter.
- Headquarters
- 3000 Plaza Dr, South Sioux City, NE 68776
- NCUA charter
- 24327
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, and business and other legal entities located within prescribed underserved rural district qualifying census tracts across specified counties in Iowa, Nebraska, South Dakota, Kansas, and Missouri.
Employers and groups
- Membership is open to employees and members of the Community Impact Fund.
- Membership is open to employees of Siouxland Federal Credit Union.
- Membership is open to organizations of eligible persons, and corporate or other legal entities of this charter.
- Membership is open to persons retired or pensioners or annuitants from qualifying employment.
- Membership is open to employees of Tyson Packing plant who work in, or are paid or supervised from, or are headquartered in Dakota City, NE.
4 more ways to join
Employers and groups
- Membership is open to volunteers of qualifying groups.
Family and household
- Membership is open to members of the immediate family or household of eligible persons.
- Membership is open to spouses of persons who died while within the field of membership of Siouxland Federal Credit Union.
Other ways
- Membership is open to current members of record as of September 9, 2026.
Branches
7 branches in 3 states
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Iowa
4 branches
- Siouxland Federal Credit Union1820 Hamilton Blvd, Sioux City, IA 51103Directions
- Siouxland Federal Credit Union4709 Southern Hills Dr, Sioux City, IA 51106Directions
- Siouxland Federal Credit Union2920 Gordon Dr, Sioux City, IA 51105Directions
- Siouxland Federal Credit Union3095 Floyd Blvd, Sioux City, IA 51108Directions
Nebraska
2 branches
- Siouxland Federal Credit UnionMain office3000 Plaza Dr, South Sioux City, NE 68776Directions
- Siouxland Federal Credit Union5200 Dakota Ave, Dakota City, NE 68731Directions
South Dakota
1 branch
- Siouxland Federal Credit Union327 Dakota Dunes Blvd, Dakota Dunes, SD 57049Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.21% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.43% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.90% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $82 | $76 | — |
- CapitalNet worth ratio12.21%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.43%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.90%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$82Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Siouxland Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.