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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in St. Cloud, MN metro

Showing 1–25 of 25 scored for Savings

  1. Huntington Bank$1,000 0.01% · $10,000 3.15% · $100,000 3.25%

    Bank · 1 branch

    93Savings score#1 in St. Cloud, MN metro
  2. Stearns Bank$1,000 2.99% · $10,000 2.99% · $100,000 2.99%

    Bank · 3 branches

    89Savings score#2 in St. Cloud, MN metro
  3. BankVista$1,000 1.01% · $10,000 1.51% · $100,000 3.04%

    Bank · 1 branch

    89Savings score#3 in St. Cloud, MN metro
  4. Credit Union 1$1,000 2.00% · $10,000 2.00% · $100,000 2.00%

    Credit union · 6 branches

    89Savings score#4 in St. Cloud, MN metro
  5. Harvest Bank$1,000 0.45% · $10,000 1.05% · $100,000 2.05%

    Bank · 2 branches

    88Savings score#5 in St. Cloud, MN metro
  6. St. Cloud Financial Credit Union$1,000 0.15% · $10,000 1.15% · $100,000 1.60%

    Credit union · 3 branches

    87Savings score#6 in St. Cloud, MN metro
  7. Bonanza Valley State Bank$1,000 0.80% · $10,000 1.25% · $100,000 2.25%

    Bank · 1 branch

    87Savings score#7 in St. Cloud, MN metro
  8. Blaze Credit Union$1,000 0.05% · $10,000 1.05% · $100,000 1.65%

    Credit union · 1 branch

    85Savings score#8 in St. Cloud, MN metro
  9. TruStone Financial$1,000 0.10% · $10,000 1.00% · $100,000 3.00%

    Credit union · 1 branch

    85Savings score#9 in St. Cloud, MN metro
  10. Perennial Bank$1,000 0.40% · $10,000 0.90% · $100,000 2.02%

    Bank · 1 branch

    84Savings score#10 in St. Cloud, MN metro
  11. West Bank$1,000 0.15% · $10,000 1.00% · $100,000 1.46%

    Bank · 1 branch

    84Savings score#11 in St. Cloud, MN metro
  12. Falcon National Bank$1,000 0.05% · $10,000 0.38% · $100,000 1.38%

    Bank · 3 branches

    82Savings score#12 in St. Cloud, MN metro
  13. Magnifi Financial$1,000 0.45% · $10,000 0.55% · $100,000 0.95%

    Credit union · 12 branches

    81Savings score#13 in St. Cloud, MN metro
  14. BMO$1,000 0.01% · $10,000 0.30% · $100,000 1.70%

    Bank · 1 branch

    77Savings score#14 in St. Cloud, MN metro
  15. Gate City Bank$1,000 0.35% · $10,000 0.35% · $100,000 2.80%

    Bank · 3 branches

    77Savings score#15 in St. Cloud, MN metro
  16. MidCountry Bank$1,000 0.30% · $10,000 0.30% · $100,000 1.92%

    Bank · 1 branch

    75Savings score#16 in St. Cloud, MN metro
  17. U.S. Bank$1,000 0.01% · $10,000 0.01% · $100,000 3.40%

    Bank · 4 branches

    75Savings score#17 in St. Cloud, MN metro
  18. Deerwood Bank$1,000 0.20% · $10,000 0.20% · $100,000 0.40%

    Bank · 2 branches

    70Savings score#18 in St. Cloud, MN metro
  19. Minnwest Bank$1,000 0.05% · $10,000 0.15% · $100,000 1.51%

    Bank · 1 branch

    68Savings score#19 in St. Cloud, MN metro
  20. Affinity Plus$1,000 0.10% · $10,000 0.10% · $100,000 0.10%

    Credit union · 2 branches

    64Savings score#20 in St. Cloud, MN metro
  21. Old National Bank$1,000 0.05% · $10,000 0.05% · $100,000 3.85%

    Bank · 3 branches

    62Savings score#21 in St. Cloud, MN metro
  22. Notre Dame Federal Credit Union$1,000 0.05% · $10,000 0.05% · $100,000 0.05%

    Credit union · 1 branch

    61Savings score#22 in St. Cloud, MN metro
  23. Wells Fargo$1,000 0.01% · $10,000 0.01% · $100,000 0.01%

    Bank · 3 branches

    60Savings score#23 in St. Cloud, MN metro
  24. Chase$1,000 0.01% · $10,000 0.01% · $100,000 0.01%

    Bank · 1 branch

    60Savings score#24 in St. Cloud, MN metro
  25. American Heritage National Bank$1,000 0.00% · $10,000 0.00% · $100,000 0.00%

    Bank · 3 branches

    60Savings score#25 in St. Cloud, MN metro

Ranked by Savings score: how each institution’s savings and money market rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 14 of the 39 institutions with a branch in St. Cloud, MN metro have too few rates published or captured to score. Rankings are a preview, not awards.