Bank · FDIC insured
Falcon National Bank
A $872.3M bank headquartered in Foley, MN, with 6 branches in Minnesota. Best rates: CDs 4.35% and savings 0.38% APY.
Falcon National Bank Carrot Score
83
Carrot Score
Higher than 63% of U.S. banks and credit unions
#32 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Falcon National Bank
Falcon National Bank provides commercial and business financing solutions, including SBA lending and equipment finance.
The bank and its employees focus on supporting local communities by dedicating their time, talent, and resources.
- Headquarters
- 183 Cedar Dr, Foley, MN 56329
- FDIC certificate
- 57603 ↗
Branches
6 branches in Minnesota
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Minnesota
6 branches
St. Cloud area · 3
- Falcon National BankMain office183 Cedar Dr, Foley, MN 56329Directions
- Richmond Branch22 Central Ave S, Richmond, MN 56368Directions
- St. Cloud Branch1010 W Saint Germain St, St. Cloud, MN 56301Directions
Minneapolis area · 3
- Ham Lake Branch1441 Bunker Lake Blvd Ne, Ham Lake, MN 55304Directions
- Community Pride Branch905 6th Avenue Ct Ne, Isanti, MN 55040Directions
- Eagle Community Bank Branch9600 Upland Ln N, Maple Grove, MN 55369Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.24% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.04% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.20% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $97 | $81 | — |
- CapitalLeverage ratio10.24%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.04%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.20%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$97Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Falcon National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.