Bank · FDIC insured
Huntington Bank Savings Rates
Huntington Bank’s best savings rate is 0.01% APY on $10,000, with its Huntington Premier Savings. Rates checked October 16, 2026.
How Huntington Bank’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Huntington Bank has the most branches. $10,000, best rate first.
This bank’s best
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Huntington Relationship Savings
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Huntington Bank savings score
93
Savings score
Higher than 95% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0003.15%
- $100,000 balance$100,0003.25%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Huntington Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Huntington SmartInvest Money Market Account
Up to 3.75%APY
Exclusive deposit account available only to Huntington SmartInvest Checking customers. No monthly maintenance fee when paired with SmartInvest Checking. Rates based on ZIP code 43215.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000,000Requires SmartInvest Checking Tier 2 ($1,000,000 or more in SmartInvest Checking total relationship balances). Minimum balance to earn interest is $0.01. | 3.75% | $375 | Requires SmartInvest Checking Tier 2 ($1,000,000 or more in SmartInvest Checking total relationship balances). Minimum balance to earn interest is $0.01. |
| Up to $10,000,000Requires SmartInvest Checking Tier 1 ($0.01 up to $999,999.99 in SmartInvest Checking total relationship balances). Minimum balance to earn interest is $0.01. | 2.50% | $250 | Requires SmartInvest Checking Tier 1 ($0.01 up to $999,999.99 in SmartInvest Checking total relationship balances). Minimum balance to earn interest is $0.01. |
| $10,000,000 – $100,000,000,000Requires SmartInvest Checking Tier 1 ($0.01 up to $999,999.99 in SmartInvest Checking total relationship balances). Minimum balance to earn interest is $0.01. | 0.25% | — | Requires SmartInvest Checking Tier 1 ($0.01 up to $999,999.99 in SmartInvest Checking total relationship balances). Minimum balance to earn interest is $0.01. |
Sources (2)
- huntington.com/Personal/saving…est-money-market-account
- huntington.com/Personal/saving…arket-account/rate-table
All captured Oct 6, 2026
Relationship Money Market Account
0.00%APY
$25 monthly maintenance fee waived with an average daily balance of at least $25,000 or by owning a qualifying checking account (Huntington Perks Checking or Platinum Perks Checking). Rates based on ZIP code 43215. Minimum balance to earn interest is $25,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Promotional rate tier (Non-Relationship Rate). Fee waived with $25,000 ADB or qualifying checking account. | 0.00% | $0 | Promotional rate tier (Non-Relationship Rate). Fee waived with $25,000 ADB or qualifying checking account. |
| $25,000 – $2,000,001Promotional relationship rate with open Huntington Perks Checking, Huntington Platinum Perks Checking, or Private Client Account. Requires $25,000 new money to Huntington. Fee waived with $25,000 ADB or qualifying checking account. | 3.35% | — | Promotional relationship rate with open Huntington Perks Checking, Huntington Platinum Perks Checking, or Private Client Account. Requires $25,000 new money to Huntington. Fee waived with $25,000 ADB or qualifying checking account. |
| $25,000 – $2,000,001Promotional rate tier (Non-Relationship Rate). Requires $25,000 new money to Huntington. Fee waived with $25,000 ADB or qualifying checking account. | 3.25% | — | Promotional rate tier (Non-Relationship Rate). Requires $25,000 new money to Huntington. Fee waived with $25,000 ADB or qualifying checking account. |
| $25,000 – $100,000Standard Pricing. Fee waived with $25,000 ADB or qualifying checking account. | 0.05% | — | Standard Pricing. Fee waived with $25,000 ADB or qualifying checking account. |
| $100,000 – $250,000Standard Pricing. Fee waived with $25,000 ADB or qualifying checking account. | 0.05% | — | Standard Pricing. Fee waived with $25,000 ADB or qualifying checking account. |
| $250,000 – $500,000Standard Pricing. Fee waived with $25,000 ADB or qualifying checking account. | 0.05% | — | Standard Pricing. Fee waived with $25,000 ADB or qualifying checking account. |
| $500,000 – $1,000,000Standard Pricing. Fee waived with $25,000 ADB or qualifying checking account. | 0.05% | — | Standard Pricing. Fee waived with $25,000 ADB or qualifying checking account. |
| $1,000,000 – $2,000,001Standard Pricing. Fee waived with $25,000 ADB or qualifying checking account. | 0.05% | — | Standard Pricing. Fee waived with $25,000 ADB or qualifying checking account. |
| $2,000,001 – $100,000,000,000Promotional rate tier (Non-Relationship Rate). Requires $25,000 new money to Huntington. Fee waived with $25,000 ADB or qualifying checking account. | 0.25% | — | Promotional rate tier (Non-Relationship Rate). Requires $25,000 new money to Huntington. Fee waived with $25,000 ADB or qualifying checking account. |
| $2,000,001 – $100,000,000,000Standard Pricing. Fee waived with $25,000 ADB or qualifying checking account. | 0.05% | — | Standard Pricing. Fee waived with $25,000 ADB or qualifying checking account. |
Sources (3)
- huntington.com
- huntington.com/Personal/saving…hip-money-market-account
- huntington.com/Personal/saving…arket-account/rate-table
All captured Oct 6, 2026
Huntington Relationship Savings
Up to 3.25%APY
Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215. | 0.06% | — | Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215. |
| Up to $5,000Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215. | 0.02% | — | Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215. |
| Up to $5,000Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215. | 0.01% | — | Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215. |
| $5,000 – $2,000,001Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215. | 3.25% | $325 | Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215. |
| $5,000 – $2,000,001Non-Relationship Promotional Rate; requires new money to Huntington. Rate applies to ZIP code 43215. | 3.15% | $315 | Non-Relationship Promotional Rate; requires new money to Huntington. Rate applies to ZIP code 43215. |
| $5,000 – $2,000,001Standard Rate with qualifying, open Private Client Account. Rate applies to ZIP code 43215. | 0.06% | $6 | Standard Rate with qualifying, open Private Client Account. Rate applies to ZIP code 43215. |
| $5,000 – $2,000,001Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215. | 0.02% | $2 | Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215. |
| $5,000 – $2,000,001Standard Non-Relationship Rate. Rate applies to ZIP code 43215. | 0.01% | $1 | Standard Non-Relationship Rate. Rate applies to ZIP code 43215. |
| $2,000,001 – $100,000,000,000Promotional Rate with open Private Client Account; requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. Rate applies to ZIP code 43215. | 0.06% | — | Promotional Rate with open Private Client Account; requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. Rate applies to ZIP code 43215. |
| $2,000,001 – $100,000,000,000Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. Rate applies to ZIP code 43215. | 0.02% | — | Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. Rate applies to ZIP code 43215. |
| $2,000,001 – $100,000,000,000Non-Relationship Promotional Rate; requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. Rate applies to ZIP code 43215. | 0.01% | — | Non-Relationship Promotional Rate; requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. Rate applies to ZIP code 43215. |
Huntington Premier Savings
0.01%APY
No monthly maintenance fee when paired with a personal Huntington checking account or with an average daily balance of $300, otherwise $4 monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000,000,000Minimum opening deposit is $50.00. Minimum balance to earn interest is $0.01. Monthly maintenance fee of $4 waived with an average daily balance of $300 or when you own a Huntington personal checking account.Up to $100,000,000,000 | 0.01% | $1 | Minimum opening deposit is $50.00. Minimum balance to earn interest is $0.01. Monthly maintenance fee of $4 waived with an average daily balance of $300 or when you own a Huntington personal checking account. |
Special-purpose accounts
Money Market IRA
0.50%APY
No monthly maintenance fee or annual custodian fee. FDIC insured up to applicable limits. Maximum annual contribution limits apply. Early withdrawals before age 59½ may be subject to penalties.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Minimum balance to earn interest is $0.01. Rates variable and may change after account is opened. | 0.50% | — | Minimum balance to earn interest is $0.01. Rates variable and may change after account is opened. |
| $2,500 – $2,000,001Minimum balance to earn interest is $0.01. Rates variable and may change after account is opened. | 0.50% | $50 | Minimum balance to earn interest is $0.01. Rates variable and may change after account is opened. |
| $2,000,001 – $100,000,000,000Minimum balance to earn interest is $0.01. Rates variable and may change after account is opened. | 0.50% | — | Minimum balance to earn interest is $0.01. Rates variable and may change after account is opened. |
Sources (2)
- huntington.com/Personal/saving…verview/money-market-ira
- huntington.com/Personal/saving…ey-market-ira/rate-table
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.