Bank · FDIC insured
American Heritage National Bank Savings Rates
American Heritage National Bank’s best savings rate is 0.00% APY on $10,000, with its Thrift Savings Account. Rates checked October 16, 2026.
How American Heritage National Bank’s savings rates compare
Compared with banks and credit unions near St. Cloud, MN, where American Heritage National Bank has the most branches. $10,000, best rate first.
This bank’s best
American Heritage National Bank
0.00%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $0
Thrift Savings Account
Top rate
BankVista
3.51%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $351
2nd-highest rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
American Heritage National Bank savings score
60
Savings score
Higher than 0% of U.S. banks and credit unions
- $1,000 balance$1,0000.00%
- $10,000 balance$10,0000.00%
- $100,000 balance$100,0000.00%
- QualifiedQualified0.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American Heritage National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Thrift Savings Account
0.00%APY
Minimum balance of $50. No monthly fee if $50 balance maintained. Balances do not earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance of $50. No monthly fee if $50 balance maintained. $50 opening balance.$50 and up | 0.00% | $0 | Minimum balance of $50. No monthly fee if $50 balance maintained. $50 opening balance. |
Sources (1)
- logbank.com/personal-banking/savings-ira-cds · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.