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Bank · FDIC insured

American Heritage National Bank Savings Rates

American Heritage National Bank’s best savings rate is 0.00% APY on $10,000, with its Thrift Savings Account. Rates checked October 16, 2026.

How American Heritage National Bank’s savings rates compare

Compared with banks and credit unions near St. Cloud, MN, where American Heritage National Bank has the most branches. $10,000, best rate first.

  • This bank’s best

    American Heritage National Bank

    0.00%APY

    Requires
    None
    Minimum
    $50
    Earns on $10,000 a year
    $0

    Thrift Savings Account

  • Top rate

    BankVista

    3.51%APY

    Requires
    Monthly account activity
    Minimum
    $50
    Earns on $10,000 a year
    $351

    BankVista rates

  • 2nd-highest rate

    Affinity Plus

    3.50%APY

    Requires
    Monthly account activity
    Minimum
    —
    Earns on $10,000 a year
    $350

    Affinity Plus rates

Compare savings rates near you →

American Heritage National Bank savings score

60

Savings score

Higher than 0% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.00%
  • $10,000 balance$10,0000.00%
  • $100,000 balance$100,0000.00%
  • QualifiedQualified0.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where American Heritage National Bank ranks

By savings score, in each area where it has branches

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

← American Heritage National Bank overview