Bank · FDIC insured
West Bank Savings Rates
West Bank’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How West Bank’s savings rates compare
Compared with banks and credit unions near Des Moines, IA, where West Bank has the most branches. $10,000, best rate first.
This bank’s best
West Bank
1.00%APY
- Minimum
- $2,000
- Earns on $10,000 a year
- $100
Money Market
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Iowa Trust
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
West Bank savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.46%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where West Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
1.00%APY
Rate is variable and subject to change after account opening. $10 monthly service charge waived with a $2,000 minimum daily balance. Six free transactions per monthly statement cycle ($10 per additional transaction).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999$10 monthly service charge waived with a $2,000 minimum daily balance. | 0.50% | — | $10 monthly service charge waived with a $2,000 minimum daily balance. |
| $10,000 – $99,999$10 monthly service charge waived with a $2,000 minimum daily balance. | 1.00% | $100 | $10 monthly service charge waived with a $2,000 minimum daily balance. |
| $100,000 – $499,999$10 monthly service charge waived with a $2,000 minimum daily balance. | 1.46% | — | $10 monthly service charge waived with a $2,000 minimum daily balance. |
| $500,000 – $999,999$10 monthly service charge waived with a $2,000 minimum daily balance. | 1.76% | — | $10 monthly service charge waived with a $2,000 minimum daily balance. |
| $1,000,000 – $9,999,999$10 monthly service charge waived with a $2,000 minimum daily balance. | 2.53% | — | $10 monthly service charge waived with a $2,000 minimum daily balance. |
| $10,000,000 and up$10 monthly service charge waived with a $2,000 minimum daily balance. | 2.53% | — | $10 monthly service charge waived with a $2,000 minimum daily balance. |
Sources (2)
- westbankstrong.com/personal/ba…g/personal-account-rates
- westbankstrong.com/personal/ba…gs-money-market-accounts
All captured Oct 5, 2026
Savings Account
0.20%APY
$3 monthly service charge waived with a $200 minimum daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,999$3 monthly service charge waived with a $200 minimum daily balance; variable rate. | 0.15% | — | $3 monthly service charge waived with a $200 minimum daily balance; variable rate. |
| $5,000 – $24,999$3 monthly service charge waived with a $200 minimum daily balance; variable rate. | 0.20% | $20 | $3 monthly service charge waived with a $200 minimum daily balance; variable rate. |
| $25,000 – $49,999$3 monthly service charge waived with a $200 minimum daily balance; variable rate. | 0.25% | — | $3 monthly service charge waived with a $200 minimum daily balance; variable rate. |
| $50,000 – $99,999$3 monthly service charge waived with a $200 minimum daily balance; variable rate. | 0.30% | — | $3 monthly service charge waived with a $200 minimum daily balance; variable rate. |
| $100,000 – $249,999$3 monthly service charge waived with a $200 minimum daily balance; variable rate. | 0.35% | — | $3 monthly service charge waived with a $200 minimum daily balance; variable rate. |
| $250,000 and up$3 monthly service charge waived with a $200 minimum daily balance; variable rate. | 0.45% | — | $3 monthly service charge waived with a $200 minimum daily balance; variable rate. |
Sources (2)
- westbankstrong.com/personal/ba…g/personal-account-rates
- westbankstrong.com/personal/ba…gs-money-market-accounts
All captured Oct 16, 2026
Closed to new customers
Loyalty Savings
0.00%APY
Available only to consumers with a West Bank Loyalty Checking account. No monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Available only to consumers with a West Bank Loyalty Checking account; variable rate. | 0.00% | $0 | Available only to consumers with a West Bank Loyalty Checking account; variable rate. |
| $25,000 – $49,999Available only to consumers with a West Bank Loyalty Checking account; variable rate. | 1.00% | — | Available only to consumers with a West Bank Loyalty Checking account; variable rate. |
| $50,000 – $99,999Available only to consumers with a West Bank Loyalty Checking account; variable rate. | 1.46% | — | Available only to consumers with a West Bank Loyalty Checking account; variable rate. |
| $100,000 – $249,999Available only to consumers with a West Bank Loyalty Checking account; variable rate. | 3.56% | — | Available only to consumers with a West Bank Loyalty Checking account; variable rate. |
| $250,000 and upAvailable only to consumers with a West Bank Loyalty Checking account; variable rate. | 3.56% | — | Available only to consumers with a West Bank Loyalty Checking account; variable rate. |
Sources (2)
- westbankstrong.com/personal/ba…g/personal-account-rates
- westbankstrong.com/personal/ba…gs-money-market-accounts
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.