Bank · FDIC insured
Bonanza Valley State Bank
A $74.8M bank headquartered in Brooten, MN, with 1 branch in Minnesota. Best rates: CDs 3.80% and savings 1.25% APY.
Bonanza Valley State Bank Carrot Score
82
Carrot Score
Higher than 58% of U.S. banks and credit unions
#9 of 23 in St. Cloud, MN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bonanza Valley State Bank
- Headquarters
- 147 Central Ave S, Brooten, MN 56316
- FDIC certificate
- 10993 ↗
Branches
1 branch in Minnesota
Loading map…
Minnesota
1 branch
- Bonanza Valley State BankMain office147 Central Ave S, Brooten, MN 56316Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.73% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.06% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.20% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $107 | $67 | — |
- CapitalLeverage ratio9.73%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.06%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.20%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$107Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bonanza Valley State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.