Credit union · NCUA insured
TruStone Financial
Top CarrotA $6.1B credit union, the 66th largest of 4,329, headquartered in Plymouth, MN, with 221,057 members and 23 branches in 2 states. Best rates: CDs 4.25% and savings 1.00% APY.
TruStone Financial Carrot Score
Carrot ScoreTop Carrot
Higher than 81% of U.S. banks and credit unions
#16 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TruStone Financial
TruStone Financial is a member-owned financial cooperative founded in 1939 by eight Minnesota school teachers as the Minneapolis Federation of Teachers Credit Union.
The credit union serves members across Minnesota and Wisconsin.
- Headquarters
- 14601 27th Ave N, Suite 104, Plymouth, MN 55447
- NCUA charter
- 68722
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in designated Minnesota counties or reside in the Community of Atwater are eligible for membership.
- Individuals who live, work, worship, volunteer, or attend school in eligible Wisconsin counties (or reside/work in Milwaukee County) qualify for membership.
Employers and groups
- Employees, retirees, or members of designated employer and community partner organizations are eligible for membership.
Military, government and schools
- Affiliation with specified educational communities, schools, school districts, or associations grants membership eligibility.
Branches
23 branches in 2 states
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Minnesota
19 branches
Minneapolis area · 18
- Bloomington2772 E 82nd St, Bloomington, MN 55425Directions
- Brooklyn Park5703 100th Ave N, Brooklyn Park, MN 55443Directions
- Burnsville14300 Nicollet Ct, Burnsville, MN 55306Directions
- Burnsville1400 Riverwood Dr, Burnsville, MN 55337Directions
- Chanhassen7905 Great Plains Blvd, Chanhassen, MN 55317Directions
- Coon Rapids3990 Main St NW, Coon Rapids, MN 55448Directions
- Fridley6303 Central Ave NE, Fridley, MN 55432Directions
- Boone Ave605 Boone Ave N, Golden Valley, MN 55427Directions
- Lakeville17533 Cedar Ave, Lakeville, MN 55044Directions
- Maple Grove (Elm Creek)7851 Elm Creek Blvd N, Maple Grove, MN 55369Directions
- Minneapolis (LynLake)2817 Lyndale Ave S, Minneapolis, MN 55408Directions
- Minneapolis (Seward)2535 27th Ave S, Minneapolis, MN 55406Directions
- Northeast Minneapolis527 Central Ave NE, Suite 2, Minneapolis, MN 55413Directions
- Oakdale7860 32nd St N, Oakdale, MN 55128Directions
- Rogers14115 James Rd, Ste 300, Rogers, MN 55374Directions
- Roseville2150 Lexington Ave N, Roseville, MN 55113Directions
- Shakopee4290 Dean Lakes Blvd, Shakopee, MN 55379Directions
- Highland757 Cleveland Ave S, St. Paul, MN 55116Directions
St. Cloud area · 1
- St. Cloud3240 W Division St, St. Cloud, MN 56301Directions
Wisconsin
4 branches
Milwaukee area · 2
- Milwaukee-Cudahy5570 S Packard Ave, Cudahy, WI 53110Directions
- Greenfield8400 W Forest Home Ave, Greenfield, WI 53228Directions
Kenosha area · 2
- Green Bay Road6715 Green Bay Rd, Kenosha, WI 53142Directions
- Northside2707 30th Ave, Kenosha, WI 53144Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.99% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.78% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.02% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $91 | $88 | — |
- CapitalNet worth ratio10.99%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.78%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.02%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$91Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TruStone Financial are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.