Bank · FDIC insured
Wells Fargo Savings Rates
Wells Fargo’s best savings rate is 0.01% APY on $10,000, with its Wells Fargo Way2Save® Savings. Rates checked October 22, 2026.
How Wells Fargo’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Wells Fargo has the most branches. $10,000, best rate first.
This bank’s best
Wells Fargo
0.05%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $5
Wells Fargo Platinum Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Wells Fargo savings score
60
Savings score
Higher than 2% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.01%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wells Fargo ranks
By savings score, in each area where it has branches
- #133 of 136Los Angeles-Long Beach-Anaheim, CA metro251
- #165 of 173New York-Newark-Jersey City, NY-NJ metro239
- #71 of 77Miami-Fort Lauderdale-West Palm Beach, FL metro158
- #113 of 117Houston-Pasadena-The Woodlands, TX metro134
- #131 of 135Dallas-Fort Worth-Arlington, TX metro133
- #112 of 119Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro133
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Wells Fargo Platinum Savings
Up to 0.05%APY
Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRelationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance. | 0.05% | $5 | Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance. |
| Any balanceRelationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance. | 0.02% | $2 | Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance. |
| Any balanceStandard rate. $12 monthly service fee avoided with $3,500 minimum daily balance. | 0.01% | $1 | Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance. |
| $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). Requires maintaining a minimum daily balance of at least $25,000 within 30 days of account opening. $12 monthly fee avoided with $3,500 minimum daily balance. | 3.25% | — | Promotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). Requires maintaining a minimum daily balance of at least $25,000 within 30 days of account opening. $12 monthly fee avoided with $3,500 minimum daily balance. |
Sources (3)
All captured Oct 15, 2026
Wells Fargo Way2Save® Savings
0.01%APY
Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceStandard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.Any balance | 0.01% | $1 | Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under. |
Sources (3)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.