Bank · FDIC insured
West Bank
A $4B bank, the 328th largest of 4,207, headquartered in West Des Moines, IA, with 11 branches in 2 states. Best rates: CDs 3.10% and savings 1.00% APY.
West Bank Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#41 of 53 in Des Moines, IA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About West Bank
Founded in 1893 as First Valley Junction Savings Bank by Herman and Anna Raaz, West Bank began by providing loans in Valley Junction.
Headquartered in West Des Moines, Iowa, West Bank operates branches across Iowa and Minnesota.
- Headquarters
- 3330 Westown Parkway, West Des Moines, IA 50266
- FDIC certificate
- 15614 ↗
Branches
11 branches in 2 states
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Iowa
7 branches
Des Moines area · 6
- West BankMain office3330 Westown Parkway, West Des Moines, IA 50266Directions
- City Center Branch809 6th Ave, Des Moines, IA 50309Directions
- East Branch2440 E Euclid Ave, Des Moines, IA 50317Directions
- South Branch3920 Sw 9th St, Des Moines, IA 50315Directions
- Waukee Branch955 E Hickman Rd, Waukee, IA 50263Directions
- Grand Avenue Branch125 Grand Ave, West Des Moines, IA 50265Directions
Iowa City area · 1
- Coralville Branch401 10th Ave, Coralville, IA 52241Directions
Minnesota
4 branches
Mankato area · 1
- Mankato Branch1911 Premier Drive, Mankato, MN 56001Directions
Owatonna area · 1
- Owatonna Branch328 Hoffman Drive Nw, Owatonna, MN 55060Directions
Rochester area · 1
- Rochester Branch2188 Superior Dr Nw, Rochester, MN 55901Directions
St. Cloud area · 1
- Sartell Branch1800 Bellin Dr, Sartell, MN 56303Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.79% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.00% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.19% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $88 | $88 | — |
- CapitalLeverage ratio10.79%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.19%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$88Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of West Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.